If it is a post-consumption bill installment, you can try to apply for bill installment. Whether it is successful or not will be subject to the system review results. From the transaction date to the due repayment date, you can freely choose to conduct installments for transactions under RMB or USD accounts.

For transactions that have not been billed: You can apply for installment between the day the transaction occurs and 19:30 on the billing date corresponding to the transaction.

For bills that have been issued: You can apply for installments between the day after the bill date and the due payment date (for customers whose accounts have set up automatic repayment, the application deadline is 17:00 on the due payment date: 00).

You can apply through online banking, mobile banking, telephone banking, etc.