The ICBC credit card application received means that the ICBC Credit Card Center has accepted the customer's application for a card, but has not yet entered the review process. It is usually displayed in the card application progress query to inform the customer of the bank's application. Card progress status.

The ICBC branch will submit the application form and applicant information to the ICBC Credit Card Center. This process takes about 3 working days.

ICBC Credit Card Center begins to review the applicant's information. During the review period, the applicant and the applicant's employer will be contacted to inquire about some relevant information. This process takes 10-15 working days.

After ICBC passes the review, it will notify the applicant and start card production. Since card production equipment is relatively expensive, cards are generally produced centrally, and this process takes 2-3 working days. After the bank issues the card, it will send the ICBC credit card via registered mail, which usually takes about 10 days. Local time is relatively short, and you can receive the ICBC credit card in 3-5 days.

Extended information:

Notes:

Do not use credit cards to withdraw cash: a certain handling fee will be charged for cash withdrawals, usually between 1% and 3%. Although some credit cards waive handling fees, credit card cash withdrawals do not enjoy the interest-free period. From the date of withdrawal to the date of repayment, the bank will charge an interest of 0.05% per day (equivalent to an annualized interest rate of nearly 20%). ).

Don’t try to make the minimum repayment easily: the minimum repayment is generally 10% of the current bill. Just like cash withdrawals, the minimum repayment does not enjoy the interest-free period. Every consumption in the bill will be charged. Interest of 0.5% per day will be calculated from the day of consumption. This is the legendary compound interest.

Baidu Encyclopedia-ICBC Credit Card