1. What are the loan conditions for Yirendai?

First of all, borrowers need to apply through the Renrendai client. Secondly, there are restrictions on the location of the borrower. Currently, the Yirendai Express model only supports borrowers located in Beijing, Fujian, Guangdong, Hubei, Hunan, Jiangsu, Liaoning, Shandong, Zhejiang, Hebei, Sichuan, Chongqing, and Heilongjiang to apply. Finally, the borrower needs to meet the following four conditions to apply:

The borrower holds a valid credit card and receives credit card bills through a fixed email address; or holds a personal credit report issued by the central bank.

The borrower’s age is between 22 years old (exclusive) and 55 years old (inclusive).

The borrower has a Taobao account with real-name authentication in his or her own name.

The borrower has a real-name certified mobile phone number in his or her own name.

Yirendai Express Mode Application Process:

Scan the Yirendai QR code with your mobile phone to register for an CreditEase loan account, and then conduct various identity verifications such as mobile phone number and ID card.

Enter the email address bound to your credit card to authorize the system to read the consumption bill.

Authorized to read records of e-commerce and social networking sites.

Enter your bank card information to complete the loan application.

By setting the loan amount and loan time (it is recommended to choose 36 months and 48 months, which is easier to approve).

Pass the qualification review and wait for the loan. (The review time is usually about 10 minutes) The system will automatically calculate the monthly and total repayment amounts, making it convenient for users to check the monthly rate of the platform.

2. Introduction to "Yirendai" loan application conditions

Yirendai is a very good loan software. If you are in urgent need of money, you can come here to get a loan. As long as you meet certain application conditions, you can apply for a loan. So how do you apply for a loan from Yirendai? Now I will introduce to you the application conditions for Yirendai. I hope it will be helpful to you.

What are the conditions for applying for Yirendai Express Mode?

First of all, borrowers need to apply through the Renrendai client. Secondly, there are restrictions on the location of the borrower. Currently, the Yirendai Express model only supports borrowers located in Beijing, Fujian, Guangdong, Hubei, Hunan, Jiangsu, Liaoning, Shandong, Zhejiang, Hebei, Sichuan, Chongqing, and Heilongjiang to apply. Finally, the borrower needs to meet the following four conditions to apply:

1. The borrower holds a valid credit card and receives credit card bills through a fixed email address; or holds a personal credit report issued by the central bank.

2. The borrower’s age is between 22 years old (exclusive) and 55 years old (inclusive).

3. The borrower has a Taobao account with real-name authentication in his or her own name.

4. The borrower has a real-name certified mobile phone number in his or her own name.

Yirendai Express Mode Application Process

1. Scan the Yirendai QR code with your mobile phone to register for an CreditEase loan account, and then conduct various identity authentications such as mobile phone number and ID card.

p>

2. Enter the email address bound to your credit card to authorize the system to read the consumption bill.

3. Authorize to read records of e-commerce and social networking sites.

4. Enter the bank card information to complete the loan application.

5. Set the borrowing amount and borrowing time (it is recommended to choose 36 months and 48 months, which is easier to approve).

6. Pass the qualification review and wait for the loan. (The review time is usually about 10 minutes) The system will automatically calculate the monthly and total payment amount to facilitate users to check the monthly rate of the platform

Provinces and cities currently supported by the speed mode: Beijing , Zhejiang, Guangdong, Jiangsu, Fujian, Hubei, Shandong, Chongqing, Hebei, Heilongjiang, Hunan, Liaoning, Sichuan, so borrowers must check whether their area supports it before applying for a Yirendai express mode loan.

Although Yirendai Express Mode has fast review and can help borrowers solve small fund gaps, all review procedures are completed by the system, and there is a certain degree of uncertainty. Borrowers should pay special attention to this. .

3. Introduction to the application process for opening "Xiaomi Loan"

Nowadays, there are many loan platforms. If you want to get a loan, it is best to get a loan from a big brand and guaranteed loan platform. Xiaomi Finance is a good choice. As a loan platform under the big brand Xiaomi, both the loan conditions and the loan speed are good. If you are preparing to open or apply for a loan in Xiaomi Loan, you can follow the method I brought below.

How to open Xiaomi loan?

How to open a loan

If you meet the loan application conditions, you can see the loan limit by opening Xiaomi Finance.

If your information does not meet our credit conditions, you can serve and you will have the opportunity to obtain a loan line.

Real-name authentication

1. Set payment password

In order to ensure the security of your account and funds, loan code, if you have set a payment password in Xiaomi Wallet , there is no need to reset the payment password to be consistent.

2. Bind bank card

You need to enter the mobile phone number reserved by the bank where you opened an account. of bank cards. Loans and repayments are only supported by debit cards.

Supported Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China CITIC Bank, Industrial Bank, Postal Bank, and Bank of Shanghai

Identity Identification

1. Intelligent Identification

Make the actions prompted by the system according to the alignment of the head with the front face, etc. The system will automatically identify your true identity.

2. Manual identification

The system review may not pass due to film quality issues. If the system jumps to manual recognition, you need to provide a photo of your face, and our staff will complete the review within 1 working day

How to apply for a Xiaomi loan?

1. Application portal

If you pass the identity verification, you can apply for a loan through the "I want a loan" button on the homepage.

2. Loan amount

The system will give you a certain amount based on your comprehensive score, with a minimum of 100 yuan and a maximum of the available amount displayed on your homepage.

3. Loan disbursement

The loan will be disbursed to the bound card of your choice. The loan arrival time is expected to be within 10 minutes. Please refer to your bank for the specific time.

4. Loan query

After the loan is successful, click on the used amount to enter the loan history query page. All loan listings and loan details can be found on this page.