? To apply for the main credit card of China Merchants Bank, you need to be 18-6 years old (foreigners are 25-6 years old), have certain financial ability and have a good credit record, and submit information such as ID card, work certificate and financial proof.
identity document requirements: copies of the front and back of the identity card (temporary id card, copies of the second-generation temporary id card and household registration book with a validity period of more than 3 months); Soldiers should provide a copy of the military card; Foreigners can use passports and residence permits or employment certificates; Taiwanese can use Taiwanese certificates and employment certificates; Hong Kong and Macao people can use Home Visit Permit and Employment Permit/Residence Permit; The above documents must be within the validity period, and expired documents cannot be applied.
proof of financial resources: the proof of financial resources for applying for a credit card can be the payroll record issued by the bank, or the income tax withholding certificate (tax payment certificate), or the proof of the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate for the last three months) and other materials that can prove your financial resources; The real estate license must include the name of the person or spouse or minor children, with proof of relationship, and a copy of the water, electricity and coal invoice documents of any month in the last 3 months of this real estate license; The driving license needs to be in my name.
information requirements for work certificate: the work certificate refers to a copy of the work permit/license, or the original work certificate issued by the employer (indicating the specific company name, department, post and income, and stamped with the company official seal or personnel seal).
Tips:
1. Credit cards do not distinguish between local and remote places, and the audit results are subject to the credit card center.
2. If there is no on-site service in your area, you can bring your application materials to any local China Merchants Bank outlet to apply for it.
3. The issuance of credit cards is subject to the final audit results.
application channel: it can be handled through our mobile banking, credit card official website, professional edition, credit card WeChat customer service, telephone manual and China Merchants Bank counter.
foreigners apply for a credit card:
? If you are over 25 years old, please bring your passport, valid identification documents of your country (if you don't have an ID card in your country, you can provide driver's license, national health insurance certificate and other relevant documents with the same effect as your ID card in your country), copy of residence permit or temporary residence permit, employment permit and work certificate to our outlets for consultation.
Hong Kong, Macao and Taiwan residents apply for credit cards:
? Compatriots from Hong Kong, Macao and Taiwan who apply for CMB credit cards need to bring their Hong Kong and Macao passes or home visits, valid identification documents (drivers' licenses, national health insurance certificates and other relevant documents with the same effect as ID cards can be provided without ID cards), photocopies of residence or temporary residence permits, employment certificates and work certificates to CMB outlets for processing.
(Response time: May 25th, 22, please refer to the latest business changes announced by China Merchants Bank in official website).