1. Consumption on Alibaba’s platforms
Most of Alipay’s behavioral preference data comes from Alibaba’s shopping websites, such as Taobao, Tmall, Xianyu, etc. People often shop on these platforms , which is also very helpful for your credit score. Moreover, you can get more points by buying things on Tmall than on Taobao, and these points can ultimately be used as the basis for additional points.
2. The "personal information" in Alipay should be as complete as possible.
"Personal information" includes: education, employer, occupation, vehicle, provident fund, credit card bill, etc. in Alipay Zhima Credit's "Credit Management". The more complete the supplementary information is, the faster the Sesame Credit score will increase and the higher the score will be. The time spent using Alipay and Alipay is very short.
3. Use "all the functions" in Alipay as much as possible.
In addition to daily online shopping with Alipay, you can use Alipay to buy air tickets, buy train tickets, take a taxi, rent a car, buy insurance, check violations, pay utility bills, travel, send express delivery, pay credit cards, etc. If you want to use Alipay, you should first choose Alipay. You cannot use Alipay and then use other methods.
4. Red envelopes, donations, and Yu’ebao, none of them can be missing.
One of the five major dimensions of Sesame Credit is "personal relationships". In terms of personal connections, in addition to adding more friends with high scores, the most important thing is interaction. Interaction does not mean just chatting, but economic exchanges are effective interactions. Sending red envelopes when there is nothing wrong is a good way to interact. Of course, the amount does not need to be too large, but the frequency must be high.
5. If you have Ant Huabei or Ant Borrow, use it often and return it on time.
Regular use of Ant Huabei and Ant Borrowing can not only increase the limit of Ant Huabei and Borrowing, but also make regular repayments on time and accumulate a good credit record, which is very helpful for improving Zhima credit score help.