Is SDIC UBS Zenlibao Currency A safe? From the perspective of risk level, this fund is low-risk, so there is no need to worry about the risk. Judging from its historical performance, this product has never suffered a loss and its safety is guaranteed. From the perspective of investment direction, SDIC UBS Zenlibao mainly invests in short-term bonds and bank deposits. Short-term bonds generally invest in 3A bonds, such as treasury bonds, bank bonds, and policy bank bonds. The credit risk is very low, so there is no need to worry about safety.
What is the expected return of SDIC UBS Zenglibao Currency A? According to the data, its seven-day annualized expected return is about the same as the upgraded version of Yu'E Bao, which has no advantage over similar funds. Extending the investigation time, judging from the performance in the past two years, its expected return ranks in the top 1/4 of similar funds, which is at the upper-middle level.
The flexibility of SDIC UBS Zenlibao Currency A SDIC UBS Zenlibao Currency A supports redemption at any time, and the redemption T will be credited to the account on the 1st. T day refers to the trading day before 15:00, if it is a holiday, it will be postponed. For example, if you redeem it before 3 pm on Friday, it will be credited to your account the following Monday. If there is a holiday in between, it will be postponed to the next trading day (working day). Generally speaking, there is no problem with the safety of this currency fund, but the expected returns are relatively average and it does not support quick redemption. In my opinion, it is better to leave Yu’e Bao alone if you buy it.