Guilin Bank is a state-controlled city commercial bank with independent legal personality, so it is not completely private or state-owned. Guilin Bank, as a local commercial bank, is a local joint-stock commercial bank with independent legal personality, which is jointly established by financial institutions, local advantageous enterprises, urban residents and other shareholders.

Can a white household apply for a Guilin Bank credit card?

White households can apply for Guilin Bank credit card, but they need to meet the following conditions:

1. Applicant's age 18-65, with full capacity for civil conduct.

2. The applicant has a stable source of income and the ability to repay on time.

3. The applicant has no bad credit record and no overdue violations.