Multi-payment is a payment method introduced by Pinduoduo Platform. Pay a lot. Pay with the balance in a lot wallet or a bound bank card.

Unlike traditional credit cards or loans, overpayment does not require repayment. When shopping on Pinduoduo platform and choosing Pinduoduo as the payment method, the system will directly deduct the corresponding amount from the balance of Pinduoduo wallet or the bound bank card.