Credit card repayment (including e-installment) has a grace period of 3 days (no need to apply), and the delay in paying off the bill or the minimum repayment amount within 3 days from the repayment date will not affect your credit history.

for example, if the final repayment date is 5th, and the repayment is delayed for 3 days until 24: pm on 8th of that month, it is normal repayment.

Tips

1. Repayment of China Merchants Bank's credit card through transfer from other banks is recommended to be done 1-2 days in advance, so please note the time limit.

2. Full repayment will not generate fees, while minimum repayment will generate interest fees. ?

(Response time: September 2, 22. Please refer to the latest business changes announced by China Merchants Bank in official website. )