1. First, control the number and amount of swipes. Credit cards need to be swiped more to get a quick withdrawal. Banks issue credit cards to earn income. Credit card handling fee is an important income of credit card business.

2. Secondly, choose the appropriate merchants to swipe their cards. Not all merchants' credit card transactions can generate income for banks.

3. Third, don't swipe your card casually. In addition to spending by credit card, if you want to "raise the card" quickly. It is suggested that cardholders can try to handle other credit card businesses, such as cash withdrawal by credit card and installment repayment by credit card. Because these businesses can also contribute to banks, they will certainly be welcomed by banks.

4. Seize the right opportunity to increase the amount. Find the right time to apply for credit card withdrawal. If you apply for withdrawal at the right time, it is easier to get approval. For example, after a single large consumption amount accounts for more than 50% of the total credit card amount, apply for credit card cash withdrawal immediately. In this case, the bank will think that the cardholder's demand for credit card consumption is very high, and the current credit line can no longer meet his needs, so it is necessary to increase the line.

Good personal credit is a passport to apply for online loan products. On the contrary, if the borrower's online loan credit is too fancy or too dark, it will naturally be frustrated everywhere. If you want to improve your personal qualifications, you can learn about your current credit situation on WeChat "Early Know Data", get rid of bad loan application habits, and cover up your dishonesty with a new good payment record.