1. The second overdue credit card has a great impact on personal credit investigation, and it is basically impossible to borrow money from the bank in the future, and it will also be hindered by many other credit-related businesses.

2. The late payment fee and interest for the second overdue credit card will be more than that for the first time, and the amount will be more. If it is judged as malicious overdraft, the credit card will even be prosecuted for credit card fraud.

3. When the bank brings a court action against the borrower who is overdue for the second time, the court will impose a corresponding fine and fixed-term imprisonment according to the amount overdue for the second time.

4. When the bank brings a court action against the borrower who is overdue for the second time, the court will impose a corresponding fine and fixed-term imprisonment according to the amount overdue for the second time. Overdue is a Chinese word, which means failing to fulfill the corresponding obligations or responsibilities beyond the agreed time, such as failing to repay the loan within the agreed repayment period, failing to pay the tax in full before the specified deadline, etc.