Changing credit cards can only temporarily solve the current payment problem. If the root cause is not solved, the debt will increase.

Cardholders just rely on constant transfer of debt and disguised overdraft to repay, then the bank will charge certain fees for their overdraft limit and interest, and these fees are often much higher than normal credit card interest. At the same time, the debt is only transferred to other credit card accounts but has not been paid off. The minimum monthly payment may only be able to repay the interest and cannot pay off the loan. On the contrary, the debt will continue to accumulate, leading to an increasing amount of credit card debt. many.