1. Telephone call-back means that after the applicant submits the application form, most banks will confirm some personal information of the applicant by telephone call-back, so that banks can accurately evaluate whether to issue credit cards to the applicant. Whether to approve or not depends on the content of the telephone call back. When applying for a bank credit card in accordance with industry regulations, especially when applying for a card online, the bank will generally pay a telephone call back to the applicant to further verify the application materials. Before the telephone call back, the bank will make a preliminary review of the materials submitted by the applicant, the applicant's credit information, the card handling history, the bank's running water and so on, and will make a telephone call back after passing the preliminary review. Generally speaking, the bank will confirm my name, ID number, work unit name, current position, work unit address and home address to the applicant. These are the information filled in on the credit card application form. If the answer is consistent with the information on the application form, you can call back. Applicants who are also skilled in the telephone call-back process can improve the pass rate by the following methods.
Second, first of all, applicants should remember the information they filled in when applying, and they can write their personal information on a small piece of paper in advance so that they can have a telephone interview at any time. Secondly, the left phone should be connected at all times. If you don't have a job, you should make sure that the phone of the left company is connected as much as possible and there is no answer. If you call many times and no one answers, the basic application is hopeless. It is particularly important to note that the mailing address is also very particular. Sending the credit card to the company address as far as possible can prove that the applicant's company is relatively stable in mailing home. Although it is convenient for you, it may make the bank mistakenly think that your job is not stable enough. Finally, candidates should be calm when answering questions, so as not to fail to answer them. Don't be nervous if they encounter irrelevant problems. At present, banks sometimes do some tricky things in return visits, such as asking you some irrelevant questions and testing whether your information is correct. Applicants should improvise.