If you have a savings card of China Merchants Bank, and the domestic individual purchases US$ 1, < a single transaction or the cumulative equivalent of the current year is less than or equal to US$ 2,, you can try to handle it through mobile banking. Please log in to mobile banking and select "Home → All → Cross-border Finance → Foreign Exchange Purchase → Foreign Exchange Purchase Entrustment"; It is recommended to go to the counter to confirm whether the foreign currency equivalent to more than $2, can be processed.

Tips 1. Only when the valid account opening certificate is an ID card (excluding temporary id card) can you handle it through mobile banking. 2. The amount of foreign exchange settlement and sale per person per year is equivalent to USD 5, (inclusive). 3. If the converted foreign currency is to be withdrawn, it is recommended to choose cash when purchasing foreign exchange; In addition, before purchasing foreign exchange, please confirm with the outlets whether there is any cash withdrawal business for this foreign currency; If you want to transfer the converted foreign currency, it is recommended to choose cash when purchasing foreign exchange.

If an overseas individual purchases foreign exchange, he/she needs to bring proof materials and valid identity documents to the counter of China Merchants Bank. One of the following two proof materials can be provided: 1. For the legitimate RMB income of current account obtained in China, he/she needs to provide proof of income source and tax certificate with transaction amount; 2. The original exchange of unused RMB into foreign exchange shall be handled with my valid identity certificate and the original exchange memo.

Tips 1. Valid identification documents include: foreigner's permanent residence identity card, foreign passport, Hong Kong and Macao residents' travel permit to and from the Mainland, Taiwan Province residents' travel permit to and from the Mainland, China passport (to supplement the number of overseas permanent residence permit, for customers who have obtained permanent residence abroad but whose nationality is still China) and diplomatic card. 2. You can let others do it for you. When you do it, you must have two valid identity certificates, and you must also provide a power of attorney signed by the card owner himself and showing the names of both parties. 3. The original exchange memo is valid within 24 months from the exchange date; The memo can only be a memo generated by holding foreign currency cash, credit cards and traveler's checks; Only the original foreign exchange settlement currency can be exchanged against the memo.

(Response time: July 2, 219, please refer to the latest business changes announced by China Merchants Bank in official website).