2. The applicant's work unit or card issuer needs a fixed place;
3. Stable income, higher than the local average;
4. The applicant's personal credit information has no overdue record and has the reputation of timely repayment.
ICBC's different types of credit cards will have slightly different card handling situations. The higher the card level, the higher the card handling conditions. After the applicant submits the materials, the bank will review them according to the applicant's comprehensive assets. Finally, please refer to the actual approval results.
What materials does ICBC need to apply for a credit card?
When applying for a credit card, you need to provide a valid personal identity document, and at the same time, you need to supplement the proof materials that can prove your solvency, income level and credit status according to the actual situation (such as the employment certificate or income certificate issued by your unit). Branches may also require the applicant to provide corresponding certification materials as required.
How long does it take ICBC to get a credit card?
After applying for a credit card, you can generally get the card in 15 natural days. For digital credit cards without entities, it takes 1-2 minutes at the earliest to approve the account opening. Please refer to the actual results. If the card collection method is self-service card collection at outlets, a card collection notification SMS will be sent when the card arrives at the designated outlets. Please pay attention.
Last reminder: ICBC's main credit card needs to be applied by itself, and the supplementary card can be applied by the cardholder of the main credit card instead of himself.