Can I collect money by credit card?

No, you need to consider the limit.

The credit card is a second-category card. The daily payment limit for the second-category account is 10,000, and the annual limit is 200,000. The limit cannot be exceeded when collecting payments.

If the cardholder wants to collect payment with a credit card, he can directly ask the other party to transfer the payment into his credit card account. After payment is collected, if there is still an unpaid balance in the credit card, it can be offset by direct repayment. If there is any excess amount, it is an overpayment. Overpayment refers to the part of the cardholder's available limit that exceeds his or her credit limit. . No interest will be calculated on the overpayment, and a certain amount of fees will be paid for withdrawing the overpayment. When a Yehuai cardholder makes a purchase, if there is an overpayment on the credit card, the overpayment will be deducted first, and then the credit limit will be deducted. If the overpayment is greater than the consumption amount, no overdraft will be formed. Trousers

No, you need to consider the quota.

The credit card is a second-category card. The daily payment limit for the second-category account is 10,000, and the annual limit is 200,000. The limit cannot be exceeded when collecting payments.

If the cardholder wants to collect payment with a credit card, he can directly ask the other party to transfer the payment into his credit card account. After payment is collected, if there is still an unpaid balance in the credit card, it can be offset by direct repayment. If there is any excess amount, it is an overpayment. Overpayment refers to the part of the cardholder's available limit that exceeds his or her credit limit. . No interest will be calculated on the overpayment, and a certain amount of fees will be paid for withdrawing the overpayment. When a Yehuai cardholder makes a purchase, if there is an overpayment on the credit card, the overpayment will be deducted first, and then the credit limit will be deducted. If the overpayment is greater than the consumption amount, no overdraft will be formed. Shi Pants

Can’t I collect payment by credit card?

Credit card can accept payment. If the user wants to use a credit card to collect payment, he can directly ask the other party to transfer the money to the user's own credit card account.

Is it possible to collect payments by credit card?

It is certainly possible to use a credit card to collect payments. The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, financial status or source of income, guarantor and his basic information, etc. . And submit certain copies of documents and certificates to the card issuing bank.

After the customer fills in the application form truthfully, he or she must also submit relevant credit certificates while submitting the completed application form. The application form is accompanied by a credit card use contract, and the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information.

Extended information:

1. You can use overdrafts without deposits, and enjoy an interest-free period of 20-56 days to pay back on time without charging any interest (most banks An interest of 50,000 cents will be charged on the day of cash withdrawal, as well as a 2% handling fee. ICBC will waive handling fees for cash withdrawals and only charge interest).

2. Swiping your card when shopping is not only safe and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to your credit file, which will benefit you throughout your life.

5. It is accessible nationwide and you can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo; (Note: Credit cards are only suitable for consumption. It is best not to withdraw cash. The cash withdrawal fee is very high. Very uneconomical)

6. Spend by swiping your card, some credit cards can collect existing points, and there are various discounts and lottery activities throughout the year, so you can always be surprised as long as you use the card; (most credit cards do not have points for online payment, But online shopping and payment are very convenient and fast)

7. Free monthly mailing of statements, allowing you to transparently control every consumption expenditure; (now promoting green environmental protection, paper statements can be canceled and changed to electronic statements) Bills)

8. The unique supplementary card function is suitable for couples to manage finances at the same time, or to control the financial expenditures of their children.

9. The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

10, 400 or the 5-digit short number starting with 9 is available 24 hours a day. Loss reports are effective immediately and there is zero risk of losing the card.

11. Have validity period: It is known that domestic credit cards are generally valid for three or five years.

12. Use third-party platforms (the domestic platform that supports credit card bill management is mainly Jujindou) to conduct business cooperation and provide preferential services to cardholders.

Baidu Encyclopedia - Credit Card

Can credit cards be swiped to collect payments?

1. There are many QR codes that can be used to swipe credit cards, such as Alipay payment codes, WeChat Guxin payment code, UnionPay wallet, etc. Generally speaking, merchants' payment codes can support credit cards, but personal payment codes cannot. However, the merchant's payment code must activate the corresponding function of the credit card, otherwise it cannot be used. What we need to note is that merchants need to pay a certain handling fee when opening the credit card payment function. This is why many merchants do not The reason why you are willing to open a credit card to collect payments is because it increases the cost of use for merchants.

2. Take the Alipay payment code processing process as an example:

1. Open and log in to the mobile Alipay APP, and then search for "Merchant Services" on the homepage

2. After entering the merchant service, click "Merchant Tools - Collection Code" and then follow the page prompts to apply;

3. After obtaining the Alipay collection code, find and activate it in the merchant service "Huabei collects money" and you can pay with a credit card.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 10.2.50

3. Steps to apply for payment code on WeChat:

1. Step one: Find WeChat on our mobile phone and open it. After opening, you will see "I" in the lower right corner and click to open;

2. Step 2: After we click on "I", there will be a "Wallet" option in another new page and click in; < /p>

3. Step 3: After opening the wallet, there is a "Receipt and Payment" option in the upper left corner. Click the "Receipt and Payment" option to enter another page;

4. Step 4: After entering the "Receipt and Payment" page, we find the "QR Code Receipt" option among the following options and click to enter;

5. Step 5: After clicking "QR Code Receipt" We will see a QR code for payment, and there is a "receipt small ledger" below which we click to enter;

6. Step 6: After clicking in, we click in the middle of the page to the right Find the "Official Collection Code" and click to enter;

7. Step 7: After entering, scroll down and we will see 3 different versions of the merchant's QR code that can be applied for

8. Step 8: Click on the "Licensing Edition" to enter. We will find a green option of "Apply Now" at the bottom corner of our page. We click to enter;

9. Step 9: Click After "Apply Now" we will see a page asking us to fill in our business industry and business name, then we enter the correct information and click Next;

10. Step 10: This step is to We fill in our own delivery information just like we usually fill in the delivery address, click Pay Now and wait for our payment code to arrive at the store.

Operating environment:

Brand model: iPhone13

System version: iOS15.0

App version: 8.0.16

That’s it for the introduction of whether credit cards can collect payments.