JD.COM White Credit Card is a joint credit card jointly launched by JD Finance and China CITIC Bank. Does it have a credit card and? White stripes? Because it was launched together with JD.COM, a QR code was added on the back of the credit card, which is very practical for cardholders to scan, input and select various preferential information and services.
There are also different opinions about the credit limit of JD.COM White Card. Because this card belongs to CITIC Bank and JD Finance, both parties are affected in use, and there is no clear agreement. As far as CITIC Bank is concerned, the credit line should be judged according to your application and the application materials submitted by you. For JD.COM, the quantity and amount of consumption in JD.COM will affect its quota. Although credit cards are mainly audited by CITIC Bank, they should also be of some reference value to the data of JD.COM.
For CITIC Bank, it is usually audited according to the personal data and financial proof provided by you, and a certain amount is given. In other words, the more detailed and comprehensive the information you provide to CITIC Bank, the higher your credit limit. It depends on your assets. If the income from owning a car and a house is high, the credit line will definitely not be low, and for those friends who have large deposits in CITIC Bank, the credit line will definitely not be low when they get off the card.
According to Bian Xiao, the credit card limit of CITIC Bank Puka is generally between 3000- 10000 yuan, and the credit card limit is within the range of 10000-50000 yuan. The amount of platinum card of CITIC Bank is generally more than 50,000 yuan. Therefore, the amount of JD.COM's IOUs can be guessed with reference to the amount of CITIC Bank.