No.
Recently, many people have received VAT charges for consumption with Ping An credit cards. This is a fraudulent text message, so do not believe it.
It is understood that all cardholders who have had their credit records downgraded have had their credit records checked by Ping An. Basically, those with bad records, those with relatively high debts, and those with excessive online loan records have all had their credit records checked this time. within the derating range.