Explanation: When applying for a credit card, the debit card is bound to be associated with automatic repayment. If you do not need to associate a debit card for automatic repayment, you can log in to CCB online banking or go to the bank counter to cancel the debit binding. The steps for canceling on online banking are as follows:

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1. Open the home page of CCB’s official website and enter your username and password to log in to online banking.

2. Click on your credit card.

3. Click Credit Card Management.

4. Click to agree on automatic repayment.

5. Click Agreed Repayment Account Maintenance and unbind the debit card bound to the credit card for automatic repayment.

The repayment appointment may also be filled in when filling out the application form. If you want to know what to do at that time, you can call the CCB customer service hotline and ask them to check it for you.

Paying the minimum repayment amount will not affect your credit record, but it will accrue interest. All consumption on this bill will not be eligible for interest-free treatment. Interest will be calculated from the date the transaction is recorded, with a daily interest rate of 0.05%. .

It depends on your needs. If you want to pay it interest-free, you can pay it back within these two days. You can also pay it on the agreed account or on the credit card. If you are still on the agreed account, it will be paid after the due date. Deductions made on the fifth day will not affect your credit record.

You can try the following two methods: You can directly contact Tenpay customer service and report the situation to him. If it is really QQ Tenpay that automatically deducts money from your bank card for no reason, he is It will be returned to you. If not, it is impossible to deduct money for no reason. There should be a reasonable explanation. Another reason may be that someone else has stolen your Tenpay account. You can change the password or contact customer service. It is recommended to close it. Pay quickly, and check whether there are any Trojans on your computer or mobile phone. Do not trust any links or discount information in text messages. Check whether you have activated monthly donations and the like, and check whether the annual fee has been deducted from your bank card; go to Tenpay to see what you have consumed; check whether you have done any withholding business, it is recommended to call customer service to verify . After a credit card holder uses CCB's credit card agreed repayment function, CCB will deduct the money on the morning of the credit card's due repayment date. The cardholder only needs to deposit the sufficient repayment funds into the savings account for agreed repayment. , the bank will automatically deduct the money from the agreed repayment account.

Therefore, if the CCB credit card agrees on the repayment function, the repayment funds must be deposited into the savings account in a timely manner. Generally, it is best to deposit the funds before 7 a.m. on the repayment day. If the deposit is not timely, It may also cause the repayment to fail, so you need to repay it manually.