You can use your card or card number to handle cash repayment or transfer repayment at the business outlets of China Construction Bank all over the country. Whether in the same city or in different places, CCB outlets can accept it, and there is no handling fee.
-repayment by outlets can realize cash repayment of RMB arrears and cash repayment of USD arrears.
-Transfer repayment can transfer the funds from your debit card and quasi-credit card to your credit card account for repayment.
-RMB cash arrears repayment and transfer repayment can be handled at branches of the Bank, while USD cash arrears repayment must be handled at branches of the Bank with foreign currency business.
-When the repayment is made in convertible foreign exchange other than US dollars, the foreign exchange will be traded on its own, and then the repayment will be made in US dollars.
Credit card repayment method 2 of CCB: agreed account repayment: (RMB)
You can designate your personal bank settlement account opened in China Construction Bank as the repayment account, and China Construction Bank will automatically deduct the corresponding amount from the repayment account on the due repayment date. Before you apply for repayment of the agreed account, please call the local 95533 or 24-hour service hotline to find out whether the local CCB where you apply for the card has this service.
There are three ways to repay the agreed account:
(1) Agreed RMB account to repay RMB arrears:
The agreed account must be a 19-digit savings card or a 16-digit quasi-credit card account opened by you in the local China Construction Bank.
Application method: Select and fill in the field of "Authorization for repayment of agreed account" on the application form of Longka (dual currency) credit card, and this function can be activated;
Applicable to CCB outlets that have opened this service.
(2) It is agreed that the USD account will repay the USD arrears:
The agreed account must be a 19 foreign currency passbook account opened by you in the local CCB.
Application method: select and fill in the field of "repayment authorization of agreed account" on the application form to enable this function;
Applicable to CCB outlets that have opened this service.
(3) Agree to purchase foreign exchange from RMB account and return the arrears in US dollars;
The agreed account must be a 19-digit savings card or a 16-digit quasi-credit card account opened by you in the local China Construction Bank.
CCB Credit Card Repayment Method 3: Repayment by purchasing foreign exchange by telephone (RMB)
The repayment of foreign exchange by telephone can only be used to repay the dollar arrears of credit cards by purchasing foreign exchange in RMB. You must complete the deposit repayment and the application for purchasing foreign exchange by telephone within the same day. The exchange rate is based on the selling price in US dollars at the time of purchasing foreign exchange. If necessary, you can call our 24-hour service hotline for enquiry. If the overpayment in RMB account of your credit card is insufficient on the day of foreign exchange purchase, you can also repay the foreign exchange purchase with your available amount, and pay interest from the date of foreign exchange purchase.
Ccb credit card repayment method 4: ATM transfer repayment
You can transfer RMB funds from your savings card or quasi-credit card to your credit card account through ATM to repay RMB arrears of your credit card.
Note: At present, Shanxi and Tibet have not been opened.
CCB credit card repayment method 5: online repayment.
You can use CCB debit card and quasi-credit card account of online banking to repay the debt of Longka credit card account.
Note: At present, with the exception of four branches in Hainan, Tibet, Gansu and Qinghai, all other 34 branches have opened the credit card online transfer function.
With the continuous innovation of banking services, customers have more and more choices. Now that you know the above-mentioned credit card repayment method of CCB, you are free to choose a more convenient method.