I don't know what kind of situation you are talking about, but if you want to recharge your bank card, there are generally only two ways. First, if you have cash on you, you can take your credit card and cash with you to the atm of the bank where your credit card is located. You can take your own bank card and put cash in it, so you can recharge your bank card.
In the second case, if you have money in WeChat or Alipay, you can recharge your credit card bound to WeChat Alipay, so you don't need to go to the bank to recharge your bank card. This method will be simpler, but you need to pay a handling fee of 0. 1%. If you have tens of thousands of deposits, I suggest you go to the bank to deposit them.
However, if you want to increase the credit card limit, you must upload your work certificate and then apply to the bank for approval. But under normal circumstances, we can't manually interfere with the credit card limit. If you want to increase the credit card limit, you can usually use more credit cards, and then you must repay them on time, not overdue. In this way, our credit card limit will gradually increase.
For those who have no credit card limit at all, if you are a student, you can't apply for any limit even if you have a work certificate and no diploma. If you are not a student, you are an adult and have a certain income certificate and work certificate, then you can upload these materials to your mobile banking app, and then the system will review you and then give you a quota. So your credit card will have a certain limit. But in general, if you are not very short of money, don't pay by credit card, because spending in advance is also a bad behavior.
How to recharge a credit card with a mobile phone
The method of recharging credit card by mobile phone is to open online banking in official website, and then choose online payment in the mobile online business hall, and follow the system prompts.
How does China Bank charge Alipay for its credit card?
I suggest you consult Alipay official customer service.
The above contents are for your reference. Please refer to the actual business regulations.
How to deposit money with a credit card?
I'm glad to answer the question of the subject. I hope that some of Bian Xiao's personal opinions can help the subject and friends.
There are two ways to repay the bank card. The first method is that you can log in to your mobile phone and bank account, and then click on the credit card page to make repayment directly through the balance of your savings card. But the premise is that the savings card and the credit card must belong to the same bank and be bound to the mobile banking. In this case, you can directly use the balance of the savings card in the bank. Repayment operation. In addition to mobile banking, there are many third-party financial apps that can also provide credit card repayment services. For example, China UnionPay Express, Alipay, WeChat and other mobile apps can provide bank card loans, and it is quite convenient without paying handling fees.
In addition to operating on the mobile phone, you can also go to the local bank outlets for credit card repayment, but this method is not very convenient and is more suitable for some businesses. For example, some businesses collect more cash every day, which can be used in the usual consumption process. When spending by credit card, you can bring cash to the self-service teller machine at the bank outlet for cash bank card repayment.
Generally speaking, there are basically only two credit card repayment methods, and other repayment methods are extensions of these two methods.
Bian Xiao reminds everyone here that although bank cards are more convenient now, we must spend rationally and use credit cards rationally, put an end to consumption in advance and prevent overdue due to unstable income, and everyone should also apply for credit cards appropriately. Applying for multiple credit cards and maliciously cashing out will be recorded in the personal credit information system, and mortgage or car loan will be affected in the future.
Friends, what else do you want to add? We can discuss it together.
How to deposit money with a credit card?
You can deposit money into a credit card through an automatic deposit machine or transfer money online. Credit cards, like ordinary savings cards, can also deposit money or withdraw money from ATMs. In addition to this offline deposit, users can also choose to transfer money online, such as binding a credit card to commonly used transfer software and transferring money directly to the credit card.
Credit cards are used more and more widely. People like to use credit cards because they can spend first and then repay, which makes people have some liquidity. The repayment method of credit card is 1 month 1 day, that is, the consumption amount of the next month is also the last month. Before the popularity of online transfer, everyone paid back money offline, such as saving money in automatic deposit machines.
Now that information is developed and technology is progressing, people's repayment methods are becoming more and more simple and convenient. For example, you can directly transfer money by binding a bank card, or set the relevant bank card to automatically repay at the repayment time. Automatic repayment is more convenient than manual transfer. As long as you have a bank card and there is enough money in the bank card, you don't have to worry about the repayment date, because you are busy and forget to repay.
In addition to repayment, credit cards can also save money. However, people don't deposit money in credit cards because the money deposited in credit cards will not generate interest, and there will be a handling fee when withdrawing money. For these reasons, when people deposit money in their credit cards, they usually only save enough for repayment.
There are also some people who put money in credit cards because they think that the credit card limit is not enough for one month, and only a part of the money saved is enough. Of course, the money deposited in the credit card does not need to pay a handling fee when swiping the card, which is why people are willing to deposit money in the credit card.
Credit cards are convenient to use, but don't forget to pay back in time. If the repayment is not made in time on the repayment date, there may be credit problems, which must be cautious.
How to recharge a credit card
Credit cards generally don't charge money into them, because the money deposited is called overpayment, and there is a charge for taking it out. Saving money can be operated by repayment.
Intra-bank repayment
The repayment methods mainly include: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Mobile phone repayment
Mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer by credit card. Arrive immediately!
Convenience store
Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way.
Network repayment
Common online repayment methods in China are: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yifubao and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Make an inter-bank transfer
Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Guimiantong
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.
Lacarra
Cardholders can complete credit card repayment, mobile phone recharge, online bill payment and other services through convenience stores, bank outlets or terminals that purchase "Lacarra" equipment.
Xinfutong
"Xinfutong" smart card phone is an innovative electronic product independently developed by China UnionPay, certified by Bank Card Testing Center and supported by financial services provided by China UnionPay's inter-bank information exchange network.
Repayment pass
Using the "Repayment Pass" for repayment, the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
Other ways
In addition to these repayment methods, in order to facilitate cardholders to repay, the issuing bank has also opened its own repayment methods.
This concludes the introduction of how to recharge credit cards and how to recharge credit cards. I wonder if you have found the information you need?