China Agricultural Bank can apply for a credit card. China Agricultural Bank credit card application conditions: the applicant must be a citizen with full civil capacity and good credit record.
Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
China Agricultural Bank Credit Card Processing:
Show relevant identity documents: you need to show your original valid identity document and provide a copy. A valid identity document does not necessarily refer to a resident identity card, but can also be a military officer's card, a police officer's card, a household registration book, a passport and other relevant national identity documents.
Proof of income and expenditure of maternity-related work: proof of income should also be provided, such as the salary payment record issued by the bank in the last three months; Income certificate issued by the unit; Foreigners, Hong Kong, Macao and Taiwan compatriots should also show their work certificates; Income tax withholding certificate; Proof of payment of provident fund, endowment insurance, medical insurance and unemployment insurance.
Certificate priority: if you want the bank to give priority to your credit card, you'd better show the following documents: home address, fixed telephone number, water, electricity and property management fees in the last three months and other payment documents; Housing lease contract and the rent certificate for the last three months; Copy of house property right certificate; Copy of driver's license; Copy of housing and auto loan contract; Copy of time deposit certificate with the amount exceeding 10000 yuan opened in China Agricultural Bank. Providing these certificates can also give you a higher credit limit.
Customer service of ABC: The processing progress of ABC's credit card depends on the efficiency of ABC, and the time varies from 10 to several months. If you want to check the progress of credit card processing, the easiest way is to call the customer service phone of ABC Credit Card 95599.
In order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submitted makes the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards. Fill in the application form first, and there is hope if you can fill it out. Then submit the above information to the bank for review, whether to approve the card and the amount of the card, depending on the comprehensive score given by the bank.