what is a face-to-face interview? According to the requirements of the regulatory authorities, the application for credit card (debit card) must be made by the cardholder himself and signed by himself. When applying for a credit card (credit card) online, the issuing bank receives the customer's application materials through the network, so it is impossible to judge whether the person submitting the application materials is the applicant himself. Therefore, after applying for cartoon, the issuing bank will require the applicant to bring his valid certificate to the business outlets of the issuing bank within the specified time to submit personal identity information and data verification.
credit card (debit card) interview process and matters needing attention of each bank. The following is a summary of the process of face-to-face interviews with major banks on the Internet and the places that need attention. You can use it as a reference.
1. The applicant of China Bank (send the card first and then sign it) will bring his ID card and credit card (debit card) to the outlet for face-to-face signing, copy a paragraph, copy his ID card, sign his name and take photos, and some individuals will ask for income certificate, real estate license, driver's license or social security accumulation fund.
2. ICBC (face-to-face signing before sending the card) The face-to-face signing of Cosmos Bank is relatively easy. The applicant only needs to bring his ID card, copy a paragraph and sign it. When the card is sent to the designated branch, the face-to-face signing is 1% approved.
3. The applicant of China Construction Bank (face-to-face signing before sending the card) brings his ID card, and the lobby manager will take you to the machine to sign it, take photos and sign it. The whole process is relatively simple, and you can also check the quota at the smart teller machine.
4. The applicant of Agricultural Bank of China (face-to-face signing before sending the card) takes his ID card and goes directly to the counter, and his ID card is copied, copied and signed. The face-to-face signing of the Agricultural Bank of China is chaotic, and the outlets are different. Some will let you fill in blank forms, some will let you wait for the card to be approved before face-to-face, and some will ask for local accounts or real estate licenses, and the bank will run smoothly. If you have online banking of Agricultural Bank of China, you don't need to sign in person when you apply for a credit card (debit card) in online banking.
5. The applicant of China Merchants Bank (face-to-face signing before sending the card) should bring his ID card, copy a paragraph and then take photos. During the interview, you may meet the staff asking you to apply for a savings card or buy wealth management, which may be helpful to approve the card and increase the quota according to your personal reality.
6. China Everbright Bank (face-to-face signing before sending the card) The face-to-face signing of China Everbright Bank is quite special, so the face-to-face signing of China Everbright Bank is the most likely to be rejected. After receiving the short message, the applicant will bring his ID card to the outlet for face-to-face signing, and just copy a paragraph, sign and take photos. The policies of various outlets are different, and some need wages, real estate certificates, social security, etc., which is quite sad. The key is the final review after the face-to-face signing, and the possibility of rejection after the face-to-face signing of Everbright is the greatest compared with other banks.
7. The applicant of Shanghai Pudong Development Bank (issuing cards first, then signing them) brings his ID card, goes to the front desk to copy a passage, takes photos and signs it, and some individuals will ask a few simple questions: address, work unit, telephone number, etc. Or activate the atm machine, connect with the customer service video, and just ask a few questions, which is similar to Guangfa.
8. The applicant of Guangfa Bank (send the card first, then sign it) brings his ID card and credit card (debit card) to operate on the vtm machine, and there is a video conversation with a special person, mainly to check whether he or she or the front desk directly activates and transcribes a paragraph; Individuals will ask some basic information and work information when they apply for a card. It is best to activate it on vtm. Generally, the results will be issued on the same day, which takes one to two weeks, and some need a second review.
9. After receiving the face-to-face SMS, the applicant of China CITIC Bank (send the card first and then sign it/sign it first and then send the card first) will bring his ID card, credit card (debit card) and card letter, and just go to the counter to sign and take photos, mainly to check the basic information of the application, and can't answer incorrectly.
1. The applicant of Minsheng Bank (send the card first, then sign it) will bring the card letter and ID card, fill in the basic information, copy a paragraph, and pass after taking photos. People's livelihood will not stop paying for the card application in different places.
11. The applicant of Industrial Bank (face-to-face signing before sending the card) just needs to take a photo with his ID card and sign it. Individuals will ask some simple questions and answer them truthfully.
12. The applicant of Bank of Communications (send the card first, then sign it) will bring his ID card, credit card (debit card) and card letter to face-to-face interview, just take photos and sign it. Some people will ask a few simple questions, but generally, after receiving the card, they will all pass the face-to-face interview.
13. The applicant of Ping An Bank (send the card first, then sign it) will bring his ID card and credit card (debit card) for face-to-face signing, and it will basically pass. If you have a debit card from Ping An Bank, you can open the card directly by phone without face-to-face signing.
14. The applicant of Postal Savings Bank (send the card first and then sign it) should bring his ID card and credit card (debit card), and just copy the ID card and sign it.
15. The applicant of Huaxia Bank (send the card first and then sign it in person) should bring his ID card, credit card (debit card) and card letter, fill out the form and copy a paragraph.