When we use credit cards to make purchases, sometimes we will receive text message reminders when the transaction is completed, but sometimes we do not receive the reminders. The main reason is the consumption amount. After all, banks do not remind every transaction, so credit card consumption How often will there be text message reminders? Each bank has different SMS reminder thresholds.

1. China CITIC Bank: CITIC Bank’s SMS reminder threshold for credit card consumption is 50 yuan, that is, if the transaction amount is ≥50 yuan, SMS reminders will be sent free of charge. If you want to have unlimited amounts and receive text message reminders for every transaction, you can apply for the SMS treasure service. You can enjoy unlimited consumption text message reminders for 3 months for 9 yuan. It will be automatically renewed one day before expiration. After success, you can contact CITIC Bank customer service hotline to cancel.

2. Minsheng Bank: The threshold for SMS reminders for Minsheng Bank’s credit card consumption is 500 yuan. If the transaction amount is ≥ 500 yuan, SMS reminders will be sent for free. If you want to make every transaction with no limit on the amount, you can receive SMS reminders. You can activate the SMS notification service, and the charging standard depends on the card level. The monthly fee for Gold Card is 3 yuan, which is charged according to the account; it is free for Platinum Card and above.

3. Industrial Bank: You need to activate the credit card transaction notification SMS service. You can receive SMS reminders by using a credit card to make purchases. The activation fee varies according to the card level. Regular and gold cards are RMB 3 yuan per month (according to Charged quarterly), free for platinum credit cards (including titanium cards) and diamond cards. If you don’t want to spend money to activate transaction notification text messages, you can follow the official WeChat account of “Industrial Bank Credit Card” and you can receive free transaction reminders after binding your credit card for consumption.

4. Ping An Bank: Free text message reminders are sent for transactions over 500 yuan (or 80 US dollars). If you want to have no limit on the amount and have reminders for every transaction, you can activate the text message reminder service for each transaction. , the service fee is 3 yuan/month, charged every 3 months, with 9 yuan deducted each time, and automatically renewed upon expiration.