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Can I apply for a credit card if I want to deposit RMB 100,000 in the bank regularly every year? What is the approximate amount?

If you apply for a China Merchants Bank credit card, the limit will be comprehensively assessed based on the information attached when you apply and your specific situation during the initial review. Please refer to the review results for the specific limit. Application conditions: Applicants should be between 18 and 60 years old (25 to 60 years old for overseas applicants), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by the bank.

Information: Credit card application form, copies of the front and back of ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot card and employment permit; Hong Kong and Macao residents: return permit and employment certificate/residence permit) and work certification documents issued by the employer.

In addition, providing the following information will help increase your credit limit, such as: copies of China Merchants Bank’s savings account statements for the past three months; original asset balance certificates for financial accounts opened by China Merchants Bank; copies of real estate certificates (including my name) + a copy of any utility invoice for the property in the past 3 months; a copy of my car driving license.