The Bank of Communications Black Card is a credit card. Its name is also called Y-POWER Credit Card. The black card surface is more fashionable. This is a youth credit card launched by Bank of Communications for young people. It has low application threshold and high pass rate, so it is very popular among many young people. The limit of the Bank of Communications Youth Black Card is generally 5,000 to 50,000. The credit card limit is determined by the Bank of Communications based on the comprehensive score. If you don't repay on time, you will get a credit report.