1. Log on to Baidu, search for "Agricultural Bank Credit Card" and click "Agricultural Bank of China".

Second, click "Personal Service" in the menu bar.

3. Put the mouse cursor on the "Personal Service" menu, and a drop-down menu will automatically appear. Click on the "Credit Card" column inside.

4. After clicking in, you will see the column of "installment financing" in the menu bar. Click to enter.

5. After clicking in, you will see various ways of installment repayment. Select the required installment.

China Agricultural Bank Credit Card Installment Terms

1. The Bank has the right to decide whether to approve the cash installment application and the installment amount according to internal business regulations and commercial judgment.

2. The principal payable for each cash installment is equal to the total principal applied for by cash installment divided by the number of installments, rounded to the nearest yuan, and the difference increases or decreases in the last installment. The installment fee is charged in one lump sum on the first billing date, and the total installment fee is calculated by multiplying the installment principal by the applicable rate. The installment principal and handling fee payable for each installment are included in the minimum repayment amount of the current account and must be repaid in one lump sum.

3. Once the cash installment application is successful, the cardholder may not apply for cancellation.

4. Other expenses such as liquidated damages generated by cash installment shall be collected according to the credit card regulations and the bank's collection contract.

5. When the cardholder fully repays the amount payable in the current period listed in the bill before the due repayment date, the installment principal and handling fee of the current period enjoy an interest-free period; If the cardholder fails to repay the loan on time, our bank has the right to charge corresponding interest and fees according to the rules for charging interest and fees of credit cards.

6. If the cardholder needs to repay in advance, he must call customer service to apply. The time to apply for prepayment is from the successful installment application date to the generation of the penultimate installment bill. After the successful application for prepayment, the installment fee booked will not be refunded. Prepayment is divided into partial prepayment and full prepayment. In case of partial prepayment, the repayment amount shall be an integral multiple of the installment principal and the corresponding installment fee payable in each installment, and the number of subsequent installments after successful prepayment shall automatically decrease from the end of the installment. If full repayment is made in advance, the repayment amount shall be all outstanding installment principal and installment handling fee. After paying off the full amount in advance, the installment will automatically end.

7. If there is overpayment in the account before prepayment, the unpaid installment principal and handling fee will not be repaid automatically. If the cardholder needs to repay the overdue installment principal and handling fee in advance, he must take the initiative to apply according to the prepayment process.

8. The bank has the right to terminate its installment business in advance when the cardholder's credit status deteriorates, he/she can't fulfill his/her debts or other high-risk situations identified by the bank occur.

9. The cardholder must keep the relevant consumption vouchers of the cash installment, and the bank has the right to check the consumption vouchers at any time. If the cardholder fails to use cash as agreed in the terms or provide proof of the use of funds as required, it will be regarded as a breach of contract, and the bank has the right to require the cardholder to repay all remaining debts in cash installments in advance, including but not limited to the remaining installment principal, interest, repayment penalty, etc. , the installment fee charged will not be refunded.

10. After the installment business is terminated in advance, all the unpaid installment principal will be included in the next minimum repayment amount, and the recorded installment fee will not be refunded.

1 1. No matter what causes the credit card number to change, the changed card number will automatically assume the original credit card debt, and these detailed rules are applicable to the changed credit card. If the cardholder cancels the card in installments, he must pay off the installment principal, installment fee, interest, compound interest, liquidated damages and other expenses stipulated in these Rules before applying for card cancellation. When the cardholder's card expires, the installment payment business will not be terminated.

12. The service price of our bank is formulated and adjusted according to the procedures stipulated by relevant laws and regulations, and publicized in the business premises and portal website. We will charge for the service price formulated and adjusted in strict accordance with relevant laws and regulations. If the bank adjusts the service price or changes the service contract, the cardholder can terminate the service, terminate the contract and cancel the card after paying off all debts such as overdraft principal, interest and other payables and expenses; If both parties reach an agreement through consultation, they can also change the related services and the corresponding contract contents. If the bank adjusts the service price due to the adjustment of national tax-related laws and regulations such as value-added tax, it will not be bound by the foregoing contents of this article. The regulations mentioned in this article include laws, administrative regulations, local regulations, rules, judicial interpretations and other provisions with legal effect.