Everyone wants to be different, and credit card gurus definitely want to have a freely customized and unique credit card. The DIY credit card issued by Guangfa Bank is a card that can satisfy all cardholders' fantasies. Card applicants can customize the rights and interests of the credit card themselves. So what is the limit of Guangfa DIY Credit Card and how to increase the limit?

What is the limit of Guangfa DIY Credit Card? If the cardholder is applying for a card for the first time, the bank will make a comprehensive assessment based on the applicant's own conditions, financial ability and personal credit status. Guangfa DIY Credit Card has two levels: regular card and gold card. Depending on the level of the card applied for, the credit card limit will be different. Regular card limit: between 3,000-10,000 yuan; Gold card limit: between 10,000-50,000 yuan. If you apply for a regular card, the limit will not exceed 10,000, and if you apply for a gold card, the limit will not exceed 50,000. If the limit has been capped, you can only change the card if you want to increase the limit.

Guangfa diy credit card limit increase tips

1. Use the card for at least half a year to increase the limit of Guangfa Credit Card. It is usually mentioned by the system after 6 months, but there are also reminders after 3 months. There is a limit increase, but it is relatively small. It is probably because the bank is trying to encourage users to use the card.

2. The limit increase time is calculated from the date of card approval. The limit increase date of Guangfa Credit Card is calculated based on the day of card approval. For example, the card was approved on December 2, 2015, and the first time on June 3, 2016. It took exactly half a year to raise the limit, and some cardholders have personally verified it.

3. Swipe a lot of cards. Guangfa Credit Card prefers small amounts and multiple transactions, and occasionally large amounts. The amount should not be too large. The amount depends on the limit of your credit card. You must avoid being suspected of cashing out by the bank, otherwise there will be no hope of raising the amount.

4. Clever installment. The above is an explanation of the limit of GF DIY Credit Card and the techniques to increase the limit. Friends who want to apply for a credit card can try to apply for GF DIY Credit Card and design a card with exclusive benefits for themselves. Cards, aren’t they wonderful!