1. The principal card applicant is 18 years old and has full capacity for civil conduct;
2. Provide materials that can prove that the applicant has a stable source of income;
3. Have certain repayment ability, and the applicant has certain fixed assets such as deposits or real estate;
4. No bad personal credit record.
On the premise of meeting the above conditions, the applicant should provide enough card application materials to the bank staff when applying for a credit card:
1. Copy of ID card, bank account, deposit certificate, property certificate, vehicle certificate, etc.
2. If the applicant is a small business owner, you can also provide a copy of the company's business license and other relevant supporting materials, and explain your personal situation to the bank staff.
if you have the habit of saving money, you can apply for it by providing a regular savings card with a running current of nearly six months, a second-generation ID card, a work certificate of the company, and a proof of home address, or you can have a real estate in your name.