The owner or unit holding a valid ID card, the original valid certificate of the unit and the automobile driving license can go through the binding procedures on the bank customer service website. There is no need to recharge in advance after binding. Every time you pass ETC on the expressway, you can directly deduct the fee from the bound credit card and then return it. Every bank has a different model. Many banks' ETCExpress cards are credit cards, and car owners need to apply to banks, but ICBC and ABC have credit cards and savings cards. Although it is a simple American Express card, the product models of Huaxia American Express Card and BOC American Express Card are almost different. There are three cards, including American Express, Debit Card and Credit Card.