1. Personal asset conditions: Private drilling customers of China Merchants Bank need to meet certain personal asset conditions, and usually require customers to hold a certain number of financial products, such as deposits, funds and securities.
2. Personal income conditions: Private drilling customers need to have a high personal income level, usually requiring annual salary or annual income to reach a certain standard.
3. Comprehensive evaluation: China Merchants Bank will conduct a comprehensive evaluation of customers, including personal credit records, professional background, social background and other factors.
4. Bank relationship: Private drilling customers usually need to establish close relationships with China Merchants Bank, such as holding the bank's credit card and conducting large transactions.