Credit card value-added service is the fee charged by the bank when the cardholder opens other credit card services besides the basic credit card services. Common credit card value-added services include SMS service for large transactions, SMS reminder service for bills, credit guarantee service, and worry-free service for card use. Redemption of personal credit card points and expiration of points will reduce your personal credit card points.
What does the value-added tax on credit card transactions mean?
Turnover tax levied according to the value-added amount of goods (including taxable services) generated in the circulation process. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Credit card transaction value-added tax is a turnover tax levied according to the value-added amount of goods (including taxable services) in the circulation process, which belongs to behavior collection. VAT is levied on general taxpayers and small-scale taxpayers.
What does the value-added service fee of Bank of Communications credit card mean?
The value-added service fee of Bank of Communications credit card refers to the fee charged by Bank of Communications when users enjoy the relevant value-added services after ordering them in official website.
The value-added service of Bank of Communications' credit card is a specific service provided by Bank of Communications to credit card users except basic services, including automatic enjoyment, safe use of the card, worry-free use of the card, credit guarantee and credit guarantee.
1, automatic enjoyment: five types of short messages are provided free of charge, without signing a contract, and intimate reminders are automatically enjoyed, including application process short messages, bank transfer short messages, accounting reminder short messages, card service short messages and operation instruction short messages.
2. Enjoy with peace of mind: Learn about card use through SMS. Free SMS reminder for single consumption transaction above RMB 1500 (inclusive)/$ 1 00 (inclusive), and free SMS reminder for monthly bill1time.
3. Worry-free card use: instant transaction SMS reminder, plus 96-hour card theft protection. The service fee is deducted from 4 yuan/household/month by each household 12 yuan every three months.
4. Credit guarantee: SMS reminder for three repayments+automatic bookkeeping SMS service, free credit certificate and credit accident insurance. The service fee is 3 yuan/household/month, which is deducted by 9 yuan/household every three months.
5. Credit guarantee: send the available points reminder and the upcoming points reminder to the cardholder in the form of SMS, and attach two accident insurance. The charging standard is 6 yuan/household/month, which is deducted at the rate of 18 yuan per household every three months.
Extended data:
According to the terms and conditions of the Bank of Communications Platinum Credit Card Value-added Service Project
1. Value-added services include basic value-added services and optional value-added services. The specific service rules shall be subject to Bank of Communications Credit Card official website.
2. The basic value-added service is a service that all cardholders can enjoy, and its validity period is consistent with the annual fee cycle of Platinum Card. Some basic value-added services are limited in the period of validity. Please refer to the detailed terms and conditions of each service for details.
3. The enjoyment of optional value-added services must be ordered by the cardholder by paying extra fees in cash, and some optional value-added services can be ordered by deducting extra fees through points.
4. When the cardholder orders the optional value-added service, it is deemed that the cardholder authorizes Bank of Communications to deduct the corresponding additional fees from his platinum credit card account, and agrees to abide by the specific terms and usage rules of each service item in the process of using the optional value-added service.
Bank of communications credit card center-value-added service
Bank of Communications Credit Card Center-Terms of Bank of Communications Platinum Credit Card Value-added Service Project
What does the credit card value-added service charge mean?
The basic functions of credit cards are overdraft, credit card swiping, etc. In addition to these basic functions, there are also value-added services, such as redemption of points for prizes, free SMS notification, irregular lottery and so on. Value-added services of credit cards generally require a monthly payment of RMB 3 to 5 yuan.
Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
2. The credit card stipulated in the relevant laws of China (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal? . 20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.
3. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when spending, and it will be repaid on the billing day. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards. From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). On May 25th, 20021year, the Supreme People++promulgated and implemented the Provisions of the Supreme People++on Several Issues Concerning the Trial of Civil++Cases of Bank Cards.
What is the value-added service charge for credit cards?
The value-added service fee of credit card generally means that users can obtain related rights or value-added services through points exchange or payment. If each value-added service is limited to one subscription by each principal cardholder (no matter how many principal cards he holds), if a principal cardholder subscribes to more than one value-added service of the same paragraph, the protection he enjoys is only one value-added service. Value-added services of credit cards generally require a monthly payment of RMB 3 to 5 yuan.
The basic functions of credit cards are overdraft, credit card swiping, etc. In addition to these basic functions, there are also value-added services, such as redemption of points for prizes, free SMS notification, irregular lottery and so on.
If you want to unsubscribe from value-added services, you can unsubscribe from major banks in official website; Or go to the credit card customer service hotline of major banks and enter the manual service to unsubscribe.
How much is the value-added service fee of China Merchants Credit Card?
The value-added service fee of China Merchants Bank means that users of China Merchants Bank can obtain related rights and value-added services through points exchange or payment. If each value-added service is limited to one for each principal cardholder, the protection enjoyed is only one value-added service. The value-added service fee is RMB 5 yuan per month.
Extended data:
China Merchants Bank's credit card value-added services are as follows:
1, providing unlimited roadside maintenance. SOS will arrange professional automobile maintenance personnel to arrive at the scene for quick diagnosis and eliminate simple mechanical faults, including mechanical repairs within 25 minutes such as replacing spare tire, charging and adding water.
2. Provide free traction cranes within 30km 1 set throughout the year. SOS will assist in towing the faulty car to the nearest repair shop of the brand.
3. New customers of China Merchants Bank will receive litchi FM++ gift package when they apply for litchi FM joint debit card for the first time or open Netcom account for the first time.
References:
China Merchants Bank launched litchi FM co-branded card-Phoenix new value-added service. com。
So much for the introduction of credit card appreciation.