There are two situations when the Everbright Credit Card Center calls:

The first is to verify whether the basic information of the card applicant is true, and the second is to notify the customer if the application is approved. The specific situation depends on the content of the phone call.

The basic process of credit card review is as follows:

1. Review the information submitted by the customer

Copy of identity document, original work certificate, original salary and income certificate, Is the application form completed completely? If there are any deficiencies, please provide a reminder;

2. Enter the credit review stage

Verify whether the customer's identity information is consistent with the ID card information database, and query personal credit System;

3. Telephone verification

Call the applicant and his/her unit to verify that his/her information and unit information are true and reliable;

4. Pass the review< /p>

The credit card will be sent, and the card will be sent by registered mail by default. If you need to specify other express delivery, you need to contact the credit card center before issuing the card and make up for the express delivery price difference;

5. If you fail, you will be notified by phone or text message.

Extended information

Application conditions

1. Chinese citizens who have full capacity for civil conduct, have legal and stable income, and have good credit standing, who are resident in China Foreigners and compatriots from Hong Kong, Macao and Taiwan can apply for a personal credit card master card from the card issuer with their valid documents.

2. The primary cardholder and the secondary cardholder *** use the same credit limit; the primary cardholder can set the usage limit of the secondary card within the credit limit; all transactions with the secondary card The amount and corresponding interest, fees, etc. will be credited to the main card account, and the main cardholder shall be fully responsible for repaying the debts incurred under the main card and supplementary card.

3. Any enterprise, administrative institution, social group, other economic organization authorized by a legal person, etc. that opens a basic account at a financial institution in China, with independent legal person status, can open an account with the certificate issued by the People's Bank of China. Please submit license and other information to the card issuer to apply for a unit card. If you apply for a foreign currency unit card, you must also have a stable source of foreign exchange and an account that can legally control its foreign exchange. ,

4. When applying for a credit card, the applicant should fill in the application form and the authentic materials required by the card issuer correctly, completely and truthfully according to the card issuer's requirements, and sign an application contract with the card issuer. The card issuer decides whether to approve the applicant's application based on the applicant's application and credit status, whether to require the applicant to provide guarantee and the method of guarantee, and determines the credit limit.

5. The methods of guarantee provided by credit card applicants include guarantee, mortgage and pledge. The scope of the guarantee covers all outstanding debts incurred under the cardholder's credit card, and a corresponding guarantee contract should be signed for the guarantee.

Baidu Encyclopedia - Everbright Bank Credit Card