1, with different lines: Platinum credit card line is above 50,000, and China Merchants Bank ordinary credit card line is below 10000.
2. Different users: Platinum cards are aimed at high-income groups, have strong social influence and pursue high-quality life. China Merchants Bank uses ordinary credit cards for low-income people and middle-income people.
3. Different annual fees: China Merchants Bank Platinum installment credit card is free in the first year, and the annual fee is reduced three times in the following year. China Merchants Bank ordinary credit card annual fee is not free.
Extended data:
Advantages of users using Platinum Staging Card:
1, redeemable mileage: China merchants bank platinum installment card can be redeemed for mileage, and the cardholder can start redeeming mileage after activating the credit card 12 months.
2. Many rights and interests: users use the Platinum Staging Card of China Merchants Bank, including VIP room service at the airport, golf driving range service, physical examination and tooth cleaning service, etc.
3. High credit line: As a platinum card, even a platinum card with installment payment will always give tens of thousands of credit lines. Banks hope that cardholders can spend more, so the benefits brought by stages are also considerable.
Baidu Encyclopedia-China Merchants Bank Platinum Credit Card
Baidu Encyclopedia-China Merchants Bank Credit Card
Which is better for ABC Platinum Credit Card? Comparison of four popular credit cards
As one of the four major state-owned banks, Agricultural Bank of China (ABC) has a booming credit card business recently, with many new credit cards, and the response is good. Want to start with ABC Platinum Credit Card, do you know which one is good?
There are many platinum credit card products of ABC. You can choose the one that suits you according to your credit card needs. The following are four popular ABC Platinum credit cards:
1, telecom co-branded card
As a telecom co-branded card, how can credit card rights lose phone bills and mobile wifi? As long as they are new credit card users of Agricultural Bank of China, they can exchange 50 yuan phone bills and Huawei-branded mobile wifi if they successfully co-sign their cards.
In addition, ABC Telecom co-branded card holders can apply for the Jinyi card and participate in preferential policies such as sending phone bills to the network and sending phone bills for the first time.
2. Burning Dream Credit Card
This is a credit card product that delivers positive energy. Credit card deposits bear interest, which is different from other credit card products. In addition, cardholders can enjoy the basic rights and interests of ABC Platinum Credit Card and the unconditional annual fee-free policy within the validity period of the credit card.
3. Teacher Platinum Card
High-end credit cards specially designed for teachers need to provide teacher qualification certificate or work certificate to apply. Credit card rights mainly focus on overseas travel, high-end hotel privileges, airport privileges, study abroad services and so on.
4, beautiful upgrade mother platinum card
The first parent-child theme credit card product, the rights and interests also mainly involve early childhood education, maternal and child discount merchant discount. More importantly, Platinum cardholders can enjoy the preferential policy of annual fee reduction and exemption when the number of swipes reaches the standard.
Which is ICBC Platinum Credit Card? Platinum credit card comparison
Up to now, there are six kinds of ICBC Platinum Credit Cards, including Peony Platinum Credit Card (UnionPay standard), Zunshang Platinum Credit Card (UnionPay brand), Peony Platinum Credit Card (Visa brand), Peony Platinum Credit Card (MasterCard brand), Peony Platinum Credit Card (American Express brand) and ICBC Express Centurion Platinum Card. Which of the six platinum credit cards is the best? How should I choose?
I. ICBC Platinum Credit Card Annual Fee Preferential Service
1, Peony Platinum Credit Card (UnionPay standard)
If the accumulated credit card spending of your foreign currency account in that year reaches 200,000 yuan or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points), we will voluntarily reduce the annual fee of the main and secondary cards for you.
If the accumulated credit card spending of your foreign currency account in the current year does not reach RMB 200,000 or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points), you can exchange credit card points for annual fees. One-year annual fee for convertible platinum card with accumulated credit card points of 654.38+0.4 million; One-year annual fee for a convertible Platinum supplementary card with credit card points of 70,000 points, and the points can be exchanged for multi-year annual fees at one time.
Platinum card customers spend RMB 4 million or equivalent in foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that cannot accumulate points) and the accumulated points of credit cards reach 4 million, the main and secondary cards can be given permanent annual fee-free concessions.
2. Peony Platinum Credit Card (Visa brand), Zunshang Platinum Credit Card (UnionPay brand), Peony Platinum Credit Card (MasterCard brand) and Peony Platinum Credit Card (MasterCard brand) services.
If the accumulated credit card spending of your foreign currency account in that year reaches 200,000 yuan or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points), we will voluntarily reduce the annual fee of the main and secondary cards for you.
If the accumulated credit card spending of your foreign currency account in the current year does not reach RMB 200,000 or equivalent foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that ICBC has determined cannot accumulate points), you can exchange credit card points for annual fees. One-year annual fee for convertible platinum card with accumulated credit card points of 654.38+0.6 million; One-year annual fee for convertible platinum supplementary card with accumulated credit card points of 80,000 points, and the points can be exchanged for multi-year annual fees at one time.
Platinum card customers spend RMB 4 million or equivalent in foreign currency (excluding online consumption, house purchase, car purchase, wholesale, public welfare and other businesses that cannot accumulate points) and the accumulated points of credit cards reach 4 million, the main and secondary cards can be given permanent annual fee-free concessions.
Two, ICBC Platinum Credit Card six kinds of fee concessions
The service fee concessions of Peony Platinum Credit Card (UnionPay standard), Zunshang Platinum Credit Card (UnionPay brand), Peony Platinum Credit Card (Visa brand) and Peony Platinum Credit Card (American Express brand) are reflected in the exemption of six categories of service fees. As a platinum card customer, you will enjoy the following privilege of fee reduction and exemption: fees for withdrawal and transfer in different places in China, fees for deposit and withdrawal and transfer in different places in China, fees for bill adjustment, fees for bill supplement, fees for letter express delivery and fees for loss reporting.
Peony Platinum Credit Card (MasterCard brand) is free of eight categories of service charges. As a platinum card customer, you will enjoy the following privilege of fee reduction and exemption: fees for withdrawal and transfer from different places in China, fees for deposit and transfer of domestic cards from different places to your own credit card, fees for bill adjustment, fees for express mail, fees for loss reporting, fees for loss reporting of PP cards and fees for replacement of PP cards.
China Bank Gold Card or Platinum Card, which is more advanced? What is the difference?
China Bank's Jinpu Card and Platinum Credit Card have financial functions such as revolving credit and installment payment, but the annual fee amount and exemption policy are different.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
This concludes the introduction of the comparison between Platinum Credit Card and Gold Card or Platinum Credit Card. I wonder if you found the information you need from it?