The credit card bill plus maturity amount is a unified billing algorithm for banks. According to the relevant public information, the balance of the credit card bill in the last period refers to the payable amount of the bill in the last month, indicating the usage of the account limit on the previous billing date of the cardholder. If it is not repaid in the last period, it will be accumulated into the current bill, and the balance of the current bill refers to the payable amount of the bill in this month. Credit card bill plus maturity amount is a unified billing algorithm for banks.