1.JD.COM The credit lines of Xiaobai Card and CITIC Credit Card are shared; The credit card limit of CITIC Bank is divided by ID card, and all credit cards handled by the same ID card are shared. The total amount of these two cards cannot exceed the maximum amount of the cards.

2. Credit line sharing means that credit cards of the same bank and brand share the same credit line (generally the highest credit line for one card). Although several cards have their own single credit limit, the total overdraft in use cannot exceed the shared credit limit of the brand credit card.

Extended data:

The so-called "shared line" means that all credit cards held by the same cardholder use a common line.

For example, if you hold five credit cards from a bank with a credit line of 10000 yuan, then these five credit cards share the credit line of 10000 yuan. When you overdraw 2000 yuan with one card, you can also overdraw 8000 yuan with the other four cards.

Extended explanation: Credit line sharing means that credit cards of the same bank and brand share the same credit line (generally the highest credit line for one card). Although several cards have their own single credit limit, the total overdraft in use cannot exceed the shared credit limit of the brand credit card.

CITIC JD.COM White Bar Co-branded Card belongs to credit card, which is a co-branded credit card. Its consumption points can be accumulated directly, which can be used in JD.COM Mall, and shopping in JD.COM Mall is more convenient and preferential.

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