It is understood that the credit cards of Bank of Communications, except platinum cards, generally range from 2,000 yuan to 50,000 yuan. After the application is passed, it cannot be directly predicted, and the amount approved by Bank of Communications will prevail.
The higher the credit line of Bank of Communications credit card, the higher the corresponding level; However, the grade of credit card does not directly determine the credit limit of credit card. Generally speaking, the credit line of Puka ranges from 1 1,000 yuan to 1 1,000 yuan; The gold card amount ranges from 1 10,000 to 50,000 yuan; The amount of a platinum card is generally more than 50,000 yuan, and the highest amount can reach more than 1 10,000.
The credit card limit is mainly determined by the applicant's personal and economic conditions.
1. Personal conditions: Applicants meet the most basic application conditions and can only apply for one credit card, but the amount depends on the applicant's fixed job and stable income. In addition, the applicant must ensure that personal credit information is good and there is no serious bad record.
2. Economic conditions: Economic conditions will directly affect the credit limit of cardholders. The better the conditions, the higher the credit limit. Economic conditions mainly include real estate, automobile production, deposits and so on under the name of the cardholder.
3. Other conditions: the applicant's gender, age, position, education, etc. It will also affect the credit card limit. In some banks' auditing standards, the applicant's marital status is even one of the reference conditions.