Detailed description:

1. Impact of overdue time on credit reporting: Overdue credit card repayment will have a negative impact on personal credit reporting. The longer the overdue period, the greater the impact on personal credit records.

2. Record of overdue behavior of credit card: the overdue repayment behavior of credit card will be recorded in personal credit report. Credit report is one of the important bases used by financial institutions to evaluate personal credit status.

3. the influence of overdue payment on credit score: overdue repayment of credit cards will reduce personal credit score. Credit score is an index for banks and other financial institutions to evaluate personal credit risk. Overdue repayment will be regarded as bad credit behavior, which will lead to a decline in credit score.

Summary:

Credit card overdue for three days will affect personal credit information. Overdue behavior will be recorded in the personal credit report, which will lead to the decline of personal credit score. Therefore, it is suggested to repay in time to avoid the negative impact of overdue on credit reporting.

Extended information:

Personal credit records have an important impact on financial transactions such as applying for loans, credit cards, buying houses, and consumption staging. Overdue credit card repayment will be recorded in the credit report by financial institutions, which will affect personal credit score. The main credit scoring systems include the central bank's credit reporting system and commercial credit reporting agencies, which collect and record personal credit information and evaluate personal credit status. Therefore, maintaining a good repayment record is very important for personal credit.

According to the Marriage Law of China, the principle that husband and wife should bear the same debt is "the same repayment and the same commitment". If the credit card is signed by both husband and wife, the overdue situation will affect the personal credit information of both husband and wife. In addition, in family loan assistance, the borrower's overdue repayment will also affect the credit status of the same borrower.

in short, three days overdue credit card will affect personal credit information. Therefore, it is suggested that everyone abide by the repayment agreement of credit cards and keep a good repayment record to ensure the good state of personal credit.