1. There are many channels to apply for CITIC Credit Card. Customers can directly bring ID card, residence permit, proof of work income and other related materials to the counter of offline business outlets to find staff to handle; WeChat official account mobile banking, credit card APP "mobile phone card space", "CITIC Credit Card" WeChat official account, Alipay life number, etc. There is a credit card application entrance. It should be noted that to apply for the credit card of CITIC Bank, the following basic conditions must be met: a natural person aged 65,438+08 to 65 (the age of the supplementary card applicant is 65,438+06 to 75, and the supplementary card for the international student card is relaxed to 65,438+05), with full capacity for civil conduct; Personal credit is good, and there is no bad credit record in credit investigation; Have a stable and legal job or financial source.
2. The credit cards of CITIC Bank are divided into three grades: ordinary card, gold card and platinum card. If customers apply for different card grades, the threshold will be different. The higher the general level of the card, the stricter the requirements for the applicant, especially in terms of assets and financial resources. The credit card repayment method of CITIC Bank is as follows, and the repayment is associated with CITIC Bank credit card.
The repayment method of CITIC Bank Card is as follows. Customers can start this business by using the related party repayment of our bank. By establishing the relationship between their CITIC current savings accounts and CITIC credit cards, they can realize the transfer repayment between related accounts, including automatic transfer repayment (full amount and minimum amount) and "free self-service repayment". Automatic transfer repayment (full repayment/minimum repayment) For customers who start this business, we will automatically transfer the repayment from the current savings account associated with the customer to their credit cards on the last repayment day of each month according to the bill amount and the full repayment or minimum repayment requirements specified by the customer. "Repayment-free" self-service repayment: customers who have opened this service can make real-time repayment transactions of any amount within the range of local and foreign currency arrears through uplink SMS instruction, credit card customer service phone number, space mobile phone client of CITIC mobile phone card and official WeChat of credit card. Inter-bank related repayment customers who have opened this service can associate their current savings accounts in other banks with CITIC Credit Card to realize transfer repayment between related accounts, including automatic transfer repayment (full amount and minimum amount) and self-service repayment.