1. You can apply for renewal or cancellation.
2. If the customer wants to use the credit card again, he can directly call the issuing bank and apply for credit card renewal. If the user chooses If the card number remains unchanged, the bank will mail the original credit card with the same card number. If the user does not have this requirement, he or she can choose a credit card with a new card number. The old card will become invalid after expiration or activation of a new card;
3. The customer no longer wants to use the credit card. You can apply to the card-issuing bank for cancellation, and the bank will not issue a new credit card after review. If the user does not want to cause inconvenience in the future, he must settle the credit card balance and apply for account cancellation before the credit card expires. The above is related to what to do when your credit card expires.
4. The general steps for applying for a bank credit card are to choose the bank where the card is issued, apply at a bank service point or online banking, wait for bank approval, and obtain and activate a physical bank credit card. The standards for applying for a credit card vary from bank to bank. The following are the basic requirements of some banks for credit card applicants: The age of the applicant meets the requirements for applying for a bank credit card, and the applicant must be between 18 and 65 years old. ; The applicant must have a stable job, stable income, and be sure to have the ability to repay the loan; the applicant must have a very high credit score and no bad records; the applicant must be a person with full capacity for civil conduct.
1. Credit Card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick, special carrier plastic cards with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.
2. Credit cards are issued to cardholders by banks or credit card companies based on the user’s creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card, and will wait until the billing date (English: Billing Date) Repayment. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards issued by banks and give cardholders a certain credit limit, and the cardholders can consume within the credit limit and then repay; quasi-credit cards It refers to a quasi-credit card issued by a bank, and the cardholder is required to deposit a certain amount of reserve fund. When the reserve account balance is insufficient to pay, the card can be overdrawn within the specified credit limit. The so-called credit card generally refers to a credit card only.