You can transfer money to others by credit card. However, we should remind everyone that the money in the credit card is not owned by the cardholder himself, but the credit limit of the bank, and the credit card does not have the functions of transfer, repayment and collection. So you can't transfer money directly to others by credit card. If you are in a hurry to transfer money to someone else's account by credit card, you can withdraw the money from the credit card first, and then deposit the cash into the account to be transferred, but the cardholder has to pay a certain handling fee and interest.

Credit card, also known as debit card, is mainly used for overdraft consumption. After the user applies for a credit card, the bank will give you a certain amount, and the user can make overdraft consumption within the amount, and need to repay after overdrawing the credit card. This is a way of spending first and then repaying.

Credit card, also known as debit card, is mainly used for overdraft consumption. After the user applies for a credit card, the bank will give you a certain amount, and the user can make overdraft consumption within the amount, and need to repay after overdrawing the credit card. This is a way of spending first and then repaying.

Credit cards are divided into Puka, Gold Card and Platinum Card, in which the amount of Puka is generally within 6,543.8+0,000 yuan, the amount of Gold Card is within 6,543.8+0,000-50,000 yuan, and the amount of Platinum Card is above 50,000 yuan. The highest credit card limit is the black card. In foreign countries, black cards belong to debit cards, unlimited, and only some top people in the world can handle them. Debit cards are not allowed in China, but only in the form of credit cards, and there are restrictions on black cards in China.

Credit cards are very useful:

1, ease the economic pressure.

2. Little or no gratitude.

3. You can add points to your credit information.

4. You can make rational use of rules and activities and receive gifts from banks for free. For example, some banks can receive several thousand yuan of suitcases (new users) for free.

5. Reasonable use of credit cards can establish good consumption habits.

6. Foreign exchange settlement function. In order to facilitate users to shop and spend abroad.

7. Microfinance function. Applying for a small loan with a credit card does not require collateral or guarantee.