Credit card replacement requires reactivation. Generally, after a credit card expires, the bank will mail a new card, and the new card must be activated before it can be used normally. Cardholders can call the bank's credit card customer service hotline and follow the voice prompts to activate the credit card, or log in to the card issuer's official website to activate the credit card. If you have opened the bank's online banking, you can also log in to the online banking to activate your credit card.

It should be noted that when the old card is still valid and the new card is activated, the old card will automatically become invalid, which can also ensure the safety of funds.

Credit card activation methods:

1. Telephone activation

Cardholders can call the bank’s credit card customer service hotline and follow the voice prompts to activate the credit card.

2. Official website activation

Generally, each bank's official website has a credit card activation channel. Cardholders can log in to the official website of the issuing bank to activate their credit card.

3. Online banking activation

If you have activated the bank's online banking, you can log in to the online banking to activate your credit card.

In addition to the above methods, cardholders can also try to activate credit cards through SMS, WeChat, mobile APP and other channels.

It should be noted that after the credit card expires and the card is replaced, the old card does not need to be thrown away casually. It must be cut up. Otherwise, the credit card number, expiration date, verification code and other information will be exposed and may still be used for fraud. risk.

There are three ways to renew your credit card when it expires:

Method 1: Call the credit card customer service hotline. Use your registered mobile phone to call the credit card customer service hotline and tell the customer service personal information and the mailing address of the new card. Generally, the new card can be issued from the bank in half a month, and you can receive the new card in about a month.

The customer service telephone numbers of each bank are as follows:

Industrial and Commercial Bank of China: 95588;

China Construction Bank: 95533;

China Merchants Bank: 95555 ;

Agricultural Bank of China: 95599;

China Minsheng Bank: 95568;

Shenzhen Development Bank: 95501;

Guangfa Bank: 800-830-8003;

Industrial Development Bank: 95561;

Postal Savings Bank of China: 95580;

Bank of Beijing: 95526;

Shanghai Pudong Development Bank: 95528;

Bank of Communications: 95559;

China Everbright Bank: 95595;

Ping An Bank: 95511;

Bank of China: 95566.

Generally, the bank customer service will proactively contact you one month before the card expires. Please pay attention to keeping your registered mobile phone open.

Method 2: Go to the bank counter to change the card. You can directly apply for a new card at the counter of the card-issuing bank. Fill in the relevant information at the bank service desk and handle it at the counter. It usually takes about a month to receive the new card. Remember to go to the card issuing bank.

Method 3: Apply for card replacement through online banking. The online banking of some banks can set up automatic card replacement services upon expiration, and you can independently set up automatic card replacement upon expiration.