2. Diversified consumption, with more than ten businesses.

3. Pay the bill in full immediately after it comes out.

4. Reserve 20% of the available quota before charging.

5. Appropriate small-scale installment to increase bank income.

6. Before applying for a career change, the entertainment circle will spend once, and the amount will be above 300 yuan (there must be points).

7. 2 days after the next bill date, you can apply for adjustment by phone or SMS.

8. If the card amount is too low, you can deposit 2 times of the card amount for independent consumption.

9. Credit cards are only used by standard merchants, and credit cards are definitely not used for public welfare concessions.

Extended data:

1, control the number and amount of credit cards.

Credit cards need to be swiped more to get a quick withdrawal. Banks issue credit cards to earn income. Credit card handling fee is an important income of credit card business. As long as cardholders spend their money on merchants, they can create income for banks. Therefore, cardholders who swipe their cards frequently and have a high monthly credit card ratio are more popular with banks.

Generally speaking, a card needs to be spent more than 30 times a month, and the amount of credit card swiped in a month should exceed 60% of the total credit line, so it is easy to approve the withdrawal application. If the cardholder doesn't have so much consumer demand, then you can try to help others swipe their cards and increase the number and amount of swipes.

2. Select the appropriate merchant to swipe the card.

Not all merchants' credit card transactions can generate income for banks. Some merchants don't charge credit card fees, so the corresponding banks usually don't accumulate credit card points for such merchants' credit card transactions, and such credit card transactions are not obviously helpful for cardholders to apply for cash withdrawal. It is recommended that you swipe your card at a merchant with points.

In addition, different types of businesses should try to cross-brush. For example, after brushing several catering transactions, you can brush shopping malls and supermarkets to maintain the diversity of transactions.

3. Don't swipe your card casually.

In addition to spending by credit card, if you want to "raise the card" quickly. It is suggested that cardholders can try to handle other credit card businesses, such as cash withdrawal by credit card and installment repayment by credit card. Because these businesses can also contribute to banks, they will certainly be welcomed by banks.

4. Seize the right opportunity to increase the amount.

Find the right time to apply for credit card withdrawal. If you apply for withdrawal at the right time, it is easier to get approval. For example, after a single large consumption amount accounts for more than 50% of the total credit card amount, apply for credit card cash withdrawal immediately.

In this case, the bank will think that the cardholder's demand for credit card consumption is very high, and the current credit line can no longer meet his needs, so it is necessary to increase the line.

References:

Baidu encyclopedia-credit card