Social security, employment certificate, mortgage, real estate, personal car driving license, bank statement, if you have one of the above, you can apply for a credit card.

Social security can explain several issues: 1. Whether the job is regular and stable. Generally, social security is paid only if you have a regular job. Continuous payment of social security indicates that your work situation is stable. Generally, credit card approval requires you to have been employed for at least 3 months. 2. Working years and income. After all, income certificates can be false, but social security cannot be false. It is open, so it can be calculated back to the individual's income according to the social security payment situation.

No matter which bank you apply for a credit card, your repayment ability and willingness to repay are the basic starting points for the bank's investigation. It's just that the approval process of small and medium-sized banks is not as strict and high as that of large banks.