The annual fee of China Merchants Bank's credit card is: ordinary card 1 yuan/year and gold card 3 yuan/year. The annual fee is charged once a year. If two cards or supplementary cards are applied at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, and the previous date is the issuance date), which is not a natural year.
if you successfully apply for China merchants bank credit card (except some cards), the annual fee for the first year will be reduced in advance by China merchants bank credit card or your partner, and the annual fee for the next year can be reduced if you spend six times (regardless of the amount and form) on a single card within a whole year (from the date of card issuance). And this offer will be valid for a long time before the change notice of the new annual fee preferential policy.
Extended information
The annual bank card fee refers to the annual fixed fee charged by commercial banks in China for bank accounts. The bank card annual fee is charged once a year, and the bank draws it from the account.
From August 1st, 217, the bank card annual fee management fee will be cancelled, and some basic financial service charges of commercial banks will be suspended.
The annual fee of bank card usually refers to the annual fee of debit card, but it broadly includes the annual fee of credit card and online banking. Debit cards are partially charged with annual fees, and some banks are exempt from annual fees. The annual fee of credit card is generally charged, and the fee is high, ranging from several hundred.
In fact, as early as 211, the China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges from Banking Financial Institutions.
Banking financial institutions are required to waive 34 service charges in 11 categories of RMB personal accounts from July 1st of that year, including annual fees for specific accounts such as wages, small account management fees, bill printing fees, password modification and password reset fees, etc.
however, the annual bank fee has not been cancelled with the notice, and the four major state-owned banks continue to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China CITIC Bank all have no annual fees. Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank will charge an annual fee of about 1 yuan.
the standard annual fee rules of China merchants bank credit card are as follows. Puka $1/year and Puka supplementary card $5/year; Gold card $3/year, gold card supplementary card $15/year.
except for high-end credit cards such as platinum cards, most of China Merchants Bank credit cards are exempted from annual fees. That is, the annual fee for the first year will be paid by China Merchants Bank Credit Card Center or partners. And from the date of card issuance, the annual fee of the card for the next year can be reduced or exempted if the card is spent six times (the amount and form are not limited), and so on.
Reference: How much is the annual credit card fee of China Merchants Bank Credit Card Center-China Merchants Bank?
Baidu encyclopedia-annual fee of bank card