How to apply for a Bank of China credit card?

You can apply for a Bank of China credit card through the Bank of China Credit Card WeChat official account, Colorful Life client, and Bank of China mobile banking. Bank of China will determine whether you meet the conditions for applying for a card based on the personal financial certificate and comprehensive credit status you submitted when applying for a credit card. The final approval result shall prevail.

The above content is for your reference, please refer to actual business regulations.

How to apply for a Bank of China credit card?

You can complete the credit card application online through Bank of China mobile banking, "Bank of China Credit Card" WeChat official account, Colorful Life APP, online banking, and the official website of Bank of China (). If there is a Bank of China branch near you, you can also bring your ID card and other valid documents, as well as proof of financial resources, income proof, etc., to the Bank of China branch to fill out the application form to apply. Proof of financial resources includes real estate, cars, salary certificates (details of the past three months), complete tax payment certificates, employment certificates (with company seal or financial seal required), etc. The details will be determined at the counter.

The above content is for your reference, please refer to actual business regulations.

How to apply for a Bank of China credit card?

There are two types of Bank of China cards: debit cards and credit cards. The required materials are as follows:

1. Materials for applying for a Bank of China debit card : According to the new regulations, you need to bring your ID card, reserved phone number, and other special requirements (such as social security, employment certificate) and other materials to a bank branch for processing.

2. Apply for a credit card: When applying for a Bank of China credit card, you must bring your valid documents, such as ID card or a copy of the ID card, proof of residence, proof of unit income, proof of personal assets, etc. The process for applying for a Bank of China bank card is:

1. Go to a nearby Bank of China branch with your valid personal identity document;

2. Get a number at the branch, queue up, and then go to the window to apply. For a bank card, submit your ID document to the staff for review and then fill in the application form;

3. After completing the application form, submit it to the staff for review. After passing the review, you can receive the bank card. You also need to activate SMS reminders, For online banking and other services, you can tell the staff directly and ask them to help.

The Bank of China Credit Card is an international standard credit card with one card and two currencies and is universally accepted. No prepayment is required, you can easily spend with the card at home and abroad within the limit and enjoy interest-free loans for up to 50 days. Bank of China's overseas branches are located in 20 countries and regions around the world.

To apply for a Bank of China credit card, no guarantor, deposit, or cash deposit is required. You only need to fill in the Bank of China credit card application form and attach copies of identity documents, permanent residence certificates, and financial certificate documents, that is, Can apply for Bank of China credit card.

Features:

You can overdraft for consumption without deposit, and enjoy an interest-free period of 20-50 days to repay on time without charging interest.

Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.

You can enjoy discounts when you use the card at the bank's designated merchants.

Accumulate personal credit and add integrity records to cardholders’ credit files.

Traveling in China is barrier-free. You can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo.

A variety of discounts and lucky draws throughout the year.

Free mailed statements every month to transparently control every consumption expenditure.

The unique supplementary card function is suitable for couples to manage finances at the same time, or to control their children's financial expenditures.

The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

The toll-free 800 hotline provides 24-hour service. Reporting loss will take effect immediately, and there is zero risk of losing the card.

1. You can make overdraft purchases without deposits, and enjoy an interest-free period of 20-50 days to repay on time without charging interest.

2. Swiping your card when shopping is not only safe, hygienic and convenient, but also provides points for gifts.

3. You can enjoy discounts when using the card at the bank's designated merchants.

4. Accumulate personal credit and add integrity records to the cardholder’s credit file.

5. Access to China is barrier-free. You can withdraw money or make purchases by credit card at ATMs and POS machines with the UnionPay logo.

6. Various discounts and lucky draws throughout the year.

7. Free monthly mailing statements, transparent control of every consumption expenditure.

8. The unique supplementary card function is suitable for couples to manage finances together or control their children’s financial expenditures.

9. The free choice of one card and dual currencies is available all over the world. Overseas consumption can be repaid in domestic RMB.

The 10.00 telephone number is available 24 hours a day, and the report of loss will take effect immediately, with zero risk of losing the card.

What are the application conditions for a Bank of China credit card?

All Chinese citizens who are over 18 years old, have full capacity for civil conduct, have legal and stable income, and have the right of residence in China, etc. Foreigners and compatriots from Hong Kong, Macao and Taiwan can apply for Bank of China credit cards locally.

The above content is for your reference, please refer to actual business regulations.

How to apply for a Bank of China credit card

You can apply for a Bank of China credit card through the Bank of China mobile banking "Home Page - Bank of China Credit Card - Bank of China Credit Card Online Application" or "Home Page - More - Apply for a Bank of China Credit Card ” function to apply for a Bank of China credit card.

The above content is for your reference, please refer to actual business regulations.

How to apply for a Bank of China credit card online

Steps to apply for a Bank of China credit card online:

1. Open the Baidu search browser on your phone.

2. Enter "Bank of China Credit Card" in the search box and select "Baidu Click" to search.

3. Select "Bank of China Credit Card Application - Official Application Portal" at the top of the interface and click to enter.

4. Enter the Bank of China credit card interface and click the "Apply Now" option.

5. Just fill in your relevant information on the credit card application interface.

This ends the introduction on how to apply for a Bank of China credit card and how to apply for a credit limit. I wonder if you found the information you need?