How to repay the cash advance borrowed by China Merchants Bank's credit card

The repayment methods of cash advance borrowed by China Merchants Bank's credit card include over-the-counter repayment, agreed account repayment, telephone foreign exchange purchase repayment, and ATM transfer repayment. Payment and online repayment.

1. Over-the-counter repayment: You can repay in cash at the counter of China Merchants Bank or by transfer.

2. Agreed account repayment: that is, automatic repayment. Credit card repayments in RMB can be repaid using the RMB agreed account, and credit card repayments in US dollars can be repaid using the U.S. dollar agreed account or foreign exchange purchases through the RMB agreed account. Repayment.

3. Telephone foreign exchange purchase and repayment: refers to calling the customer service hotline to repay your U.S. dollar repayment amount with the RMB deposit deposited in the credit card or the available credit limit to purchase foreign exchange.

4. ATM transfer repayment: You can transfer funds from your debit card or quasi-credit card to your credit card account through an ATM (outlet) for repayment.

5. Online repayment: You can use the CCB debit card or quasi-credit card account signed with online banking to repay the credit card account.

Extended information

Notes on cash advance loans

1. Make sure that your China Merchants Bank credit card has been opened, the transaction password has been successfully set, and the cash advance function is maintained. Activation status;

2.

Overdraft transfer only supports RMB transactions;

3. The account opening certificate of the receiving debit card must be consistent with the credit card account opening certificate;

4.

If you choose online banking, mobile life, mobile banking, or Pad bank overdraft transfer service, you can transfer the money to the China Merchants Bank All-in-One Card or other bank debit in your name In the card (currently supported banks are: ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, Postal Savings Bank, China Everbright, CITIC, Industrial Bank, Shanghai Pudong Development Bank, Bank of Shanghai, Ping An Bank debit card accounts, including Bank of Communications, Shanghai Pudong Development, Bank of Shanghai, Ping An Bank Debit

The card needs to activate the UnionPay online function);

5.

If you use the telephone overdraft transfer service, the money can only be transferred to your own name. CMB all-in-one card.

6. Starting from April 17, 2017, cash advance transactions will be free of charge (including but not limited to YOUNG card, GQ card, Weibo Master Card, various student cards, etc.) Points will no longer be accumulated.

Where to repay with CMB credit card

The repayment methods with CMB credit card are:

1. Automatic repayment. You can bind a savings card, and you only need to ensure that the bank card designated for repayment has sufficient balance.

2. ATM machine repayment. After inserting the card, click "Credit Card Repayment".

3. Online banking repayment. Log in to your own China Merchants Bank online banking, enter the credit card web page, and repay in the account management.

CMB credit cards can be repaid through China Merchants Bank’s credit card APP, mobile banking, and online banking, or through the credit card repayment functions on Alipay and WeChat. Generally, repayments are made during working hours and are credited in real time.