If it is convenient for you to go to the Bank of China, it is best to use a Bank of China account, because the collection speed is faster than that of the Industrial, Agricultural and Commercial Bank of China and China Construction Bank
There is no such thing as an "international account" in the Bank of China. Open a current local and foreign currency all-in-one card, and then ask the staff if you want to receive overseas remittances. Generally, Bank of China has a small printed card with the name, address, and SWIFT of the receiving bank in Chinese and English. They will also write it for you. Just tell the remitter the Chinese and English name and account number of your account
It is recommended not to use a credit card. Credit cards can collect remittances, but there will be a withdrawal fee when withdrawing them. You can also get a debit card.