For example, the validity period of ABC's credit card is the number marked below the credit card number, and the format is XX/XX.

The first two digits (XX) represent the month and the last two digits (XX) represent the year. For example, 12/ 15 means that the deadline is 20 15 12.

The validity period is calculated from the date of issuance of the credit card. If you reissue the current credit card, it will be the same as the original validity period, but if you reissue it, the specific date will be on the current credit card.

Postponement Information Consequences of Overdue Credit Card

1. The liquidated damages are generally the minimum repayment amount, that is, 5% of the unpaid part.

2, the interest rate is high, and it is rolling interest. When there are many debts, the interest rate is scary.

3. Overdue will tarnish the credit record, resulting in the inability to handle financial needs such as buying a house and lending in the next two years.

4. The overdue payment is more than 3 months, and the amount exceeds 1 000 yuan, and the bank has repeatedly failed to make dunning. At that time, you will not only pay back the money, but also bear criminal responsibility.

People's Network-Credit card expired. Do you want to reschedule or get a card?