How to pay off a credit card from MYbank? Detailed explanation of the steps to repay a credit card
MyBank is an Internet bank, but it is also a joint-stock commercial bank established with the approval of the China Banking Regulatory Commission. MYbank's credit card repayment function has attracted a lot of attention, and many people are discussing MYbank's credit card repayment function. So, how can I pay back my credit card through MYbank? Today I will introduce to you the steps for repaying a credit card at MYbank.
1. Log in to MYbank
You can download a MYbank mobile client, then directly click on the MYbank mobile APP and log in to your account.
2. Select the personal account interface
After logging in to MYBank, click "My" in the menu bar of the page.
3. Click "Repay Credit Card"
In the "My" interface, you can see a column "Repay Credit Card", click "Repay Credit Card".
4. Click on the credit card displayed on the page
After clicking "Repay Credit Card", if you have added a credit card before, just click on the added credit card. If it has not been added yet, click the "" sign on the right to add a credit card.
5. Enter the repayment amount
After clicking on the credit card, you will be asked to fill in the repayment amount, fill in the amount you want to repay, and then click "Confirm Repayment" ".
6. Enter the payment password
After clicking "Confirm Repayment", the password input box will pop up. Enter your payment password, and then click "Pay Now" to complete the repayment. Credit card steps are up.
The above is the answer to "How to repay a credit card with MYbank?" It summarizes some specific steps for repaying a credit card with MYbank. Friends who want to use MYBank to pay back a credit card can follow the steps summarized above. Go to the repayment operation. The operation is very simple and can be completed in a few steps.
Does MYbank charge a handling fee for credit card repayment?
No, MYbank does not require a handling fee for credit card repayment, which is different from Alipay. There is no handling fee for Alipay credit card payments within 2,000 yuan, and a 0.1% handling fee will be charged for payments over 2,000 yuan.
First, there is no handling fee for repaying credit cards through MYbank, which is one of the reasons why many people choose to use MYbank to repay credit cards. Moreover, according to many netizens who have used MYbank to repay their credit cards, MYbank's payment speed is also very fast. Many people said that applying for a loan is basically approved in seconds. In addition, there is a special benefit of using MYbank's credit card, that is, you can get the experience for free. There is no handling fee for repaying a credit card through MYbank. It is free. However, if you use MYbank to repay a credit card, if you borrow money from MYbank to repay the credit card, you will be charged 10,000 yuan per day when you repay the credit card to MYbank. 5/5 interest, and compound interest will be accrued monthly.
Second, MYbank is currently free of charge for credit card repayments, which is one of the reasons why many people choose to use MYbank to repay credit cards. Moreover, according to many netizens who have used MYbank to repay their credit cards, MYbank's payment speed is also very fast. Many people said that applying for a loan is basically approved in seconds.
In addition, there is a special benefit of using a credit card from MYbank, that is, you can receive experience red envelopes for free. However, when using MYbank to repay a credit card, you should pay attention to the repayment a few days in advance. Although the credit card repayment from MYbank is faster now, there is no guarantee that there will be no delays. It would be bad if it becomes overdue.
Third, the function of repaying credit cards in MYbank is currently only available to some people. 1. Log in to MYbank. You can download a MYbank mobile client, then directly click on the MYbank mobile APP and log in to your account. 2. After logging in to MYBank, click "My" in the menu bar of the page.
Fourth, in the "My" interface, you can see a column "Repay Credit Card", click "Repay Credit Card". 5. After clicking "Repay Credit Card", if you have added a credit card before, just click on the added credit card. If it has not been added yet, click the "" sign on the right to add a credit card.
6. After clicking on the credit card, you will be asked to fill in the repayment amount, fill in the amount you want to repay, and then click "Confirm Repayment".
7. After clicking "Confirm Repayment", the password input box will pop up. Enter your payment password, and then click "Pay Now" to complete the steps of repaying the credit card
Can MYbank repay credit cards?
MyBank can repay credit cards, and no handling fee will be charged when repaying credit card debts. Steps to repay a credit card in MYbank: 1. Download the MYbank APP on your mobile phone and log in; 2. After logging in, click "My" and you will see "Repay Credit Card"; 3. Click "Repay Credit Card" to add the card, and then It's time to repay.
In addition to using MYbank to repay credit card debts, users can also use Alipay to repay credit card debts, but Alipay is free of charge for repaying credit card debts below 2,000 yuan. For the amount exceeding 2,000 yuan, a handling fee of 0.1% will be charged, with a minimum charge of 0.1 yuan. In the case of large repayments, try not to use this method.
Users may encounter delays in credit card payments when using MYbank or Alipay to repay their credit cards. Therefore, when using these two methods to repay, users should pay attention to the credit card payments to avoid delays in credit card payments. After all, there will be penalty interest after the extension, which is very detrimental to the individual.
When returning a credit card, it is best to use the channels of the bank to which the credit card belongs, such as bank ATMs, mobile banking, online banking, bank counters, etc. These channels are the bank's own systems, and the payment time is special. It is fast and generally there will be no delay. Users can choose the repayment channel according to their actual situation.
How to repay a credit card in MYbank
1. Open the MYbank mobile client. The default is logged in. There is an advertisement column in the middle of the homepage for free large-amount credit card repayments. .
2. Click the advertisement column to directly enter the credit card repayment interface, or click the credit card repayment function in My Online Banking.
3. Click on the credit card to enter and directly enter the repayment amount to perform the repayment operation. The repayment will be received in real time.
4. Click Query Bill, which will automatically jump to the default SMS interface sent to the credit card bank.
5. Only the current amount of MYbank can be used for repayment here. After entering the repayment amount, click Confirm Repayment below.
6. After entering the payment password and confirming the payment again, the credit card repayment operation can be successfully performed.